Westamerica Bancorp
WABC
NASDAQ
Banking
$60.52
USD
+0.50 (+0.83%)
At close: Jul 28, 2026, 4:00 PM EDT
Market Cap $1.43B
Volume 116.9K
About Westamerica Bancorp
Westamerica Bancorporation operates as a bank holding company. The company is headquartered in San Rafael California, California and currently employs 627 full-time employees. The firm provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank, Westamerica Bank (the Bank). The Bank is a California-chartered commercial bank. The principal communities served are located in Northern and Central California, from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. In addition, the Bank owns 100% of the capital stock of Community Banker Services Corporation (CBSC), a company engaged in providing the Company and its subsidiaries with data processing services and other support functions. The company provides a range of loans, including commercial loans, commercial real estate loans, real estate construction loans and residential real estate loans. The firm owns 26 banking office locations and one centralized administrative service center facility and leases 55 facilities.
CEO
Mr. David Payne
HQ
San Rafael California, CALIFORNIA, US
Founded
1980
Employees
608
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on WABC.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
-11.5%
-4.1 pp
Gross Margin (TTM)
94.9%
+0.8 pp
Operating Margin (TTM)
56.6%
-3.5 pp
Net Margin (TTM)
42.1%
-2.0 pp
ROE (TTM)
12.7%
-1.7 pp
EPS Growth (TTM)
-10.0%
+5.7 pp
Free Cash Flow (TTM)
$116.18M
-10.6%
Financial Snapshot
Revenue
$267.33M
-11.5%
YoY
Gross Margin
95%
TTM
+0.9%
YoY
Net Income
$112.49M
-15.6%
YoY
Operating Cash Flow
$119.24M
-9.5%
YoY
Key Statistics
Open
$60.41
Previous Close
$60.02
Day Range
$60.31 - $61.10
52 Week Range
$44.93 - $63.61
Volume
116.9K
Average Volume (10 Days)
240.0K
Market Cap
$1.43B
P/E Ratio (TTM)
12.90
P/S Ratio (TTM)
5.35
Dividend Yield
3.25%
Valuation Measurement
Market Cap
$1.43B
Trailing P/E
12.90
Price / Sales
5.35
Price / Book
1.62
Financial Highlights
Profit Margin
42.1%
Return on Assets
1.9%
Return on Equity
12.7%
Revenue (TTM)
$267.33M
Net Income (TTM)
$112.49M
Diluted EPS (TTM)
$4.49
Total Cash (MRQ)
$397.28M
Levered FCF (TTM)
$116.18M
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Analyst Consensus
Based on 1 analyst ratings
Avg Target: $64.00
(+5.8% upside)
High: $64.00 · Low: $64.00
Strong Buy
0%
Buy
0%
Hold
100%
Sell
0%
Strong Sell
0%