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Westamerica Bancorp

WABC

NASDAQ

Banking

$60.52

USD

+0.50 (+0.83%)

At close: Jul 28, 2026, 4:00 PM EDT

Market Cap $1.43B

Volume 116.9K

Price (USD)
Price (USD)

About Westamerica Bancorp

Westamerica Bancorporation operates as a bank holding company. The company is headquartered in San Rafael California, California and currently employs 627 full-time employees. The firm provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank, Westamerica Bank (the Bank). The Bank is a California-chartered commercial bank. The principal communities served are located in Northern and Central California, from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. In addition, the Bank owns 100% of the capital stock of Community Banker Services Corporation (CBSC), a company engaged in providing the Company and its subsidiaries with data processing services and other support functions. The company provides a range of loans, including commercial loans, commercial real estate loans, real estate construction loans and residential real estate loans. The firm owns 26 banking office locations and one centralized administrative service center facility and leases 55 facilities.

CEO

Mr. David Payne

HQ

San Rafael California, CALIFORNIA, US

Founded

1980

Employees

608

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on WABC.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

-11.5%

-4.1 pp

Gross Margin (TTM)

94.9%

+0.8 pp

Operating Margin (TTM)

56.6%

-3.5 pp

Net Margin (TTM)

42.1%

-2.0 pp

ROE (TTM)

12.7%

-1.7 pp

EPS Growth (TTM)

-10.0%

+5.7 pp

Free Cash Flow (TTM)

$116.18M

-10.6%

Financial Snapshot

Full Financials

Revenue

$267.33M

-11.5%

YoY

Gross Margin

95%

TTM

+0.9%

YoY

Net Income

$112.49M

-15.6%

YoY

Operating Cash Flow

$119.24M

-9.5%

YoY

Key Statistics

Open

$60.41

Previous Close

$60.02

Day Range

$60.31 - $61.10

52 Week Range

$44.93 - $63.61

Volume

116.9K

Average Volume (10 Days)

240.0K

Market Cap

$1.43B

P/E Ratio (TTM)

12.90

P/S Ratio (TTM)

5.35

Dividend Yield

3.25%

Valuation Measurement

Market Cap

$1.43B

Trailing P/E

12.90

Price / Sales

5.35

Price / Book

1.62

Financial Highlights

Profit Margin

42.1%

Return on Assets

1.9%

Return on Equity

12.7%

Revenue (TTM)

$267.33M

Net Income (TTM)

$112.49M

Diluted EPS (TTM)

$4.49

Total Cash (MRQ)

$397.28M

Levered FCF (TTM)

$116.18M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

Go deeper on WABC

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Analyst Consensus

Hold

Based on 1 analyst ratings

Avg Target: $64.00

(+5.8% upside)

High: $64.00 · Low: $64.00

Strong Buy

0%

Buy

0%

Hold

100%

Sell

0%

Strong Sell

0%

View full analyst ratings