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Community Trust Bancorp Inc

CTBI

NASDAQ

Banking

$78.12

USD

+1.46 (+1.90%)

At close: Jul 28, 2026, 4:00 PM EDT

Market Cap $1.40B

Volume 98.2K

Price (USD)
Price (USD)

About Community Trust Bancorp Inc

Community Trust Bancorp, Inc. is a bank holding company, which engages in the provision of community banking services through its subsidiary Community Trust Bank, Inc. The company is headquartered in Pikeville, Kentucky and currently employs 930 full-time employees. CTBI owns all the capital stock of one commercial bank and one trust company, serving small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, southern West Virginia, and northeastern Tennessee. The commercial bank is Community Trust Bank, Inc., Pikeville, Kentucky (CTB) and the trust company is Community Trust and Investment Company, Lexington, Kentucky (CTIC). Through its subsidiaries, CTBI engages in a wide range of commercial and personal banking and trust and wealth management activities, which include accepting time and demand deposits; making secured and unsecured loans to corporations, individuals, and others; providing cash management services to corporate and individual customers; issuing letters of credit; renting safe deposit boxes; and providing funds transfer services. The lending activities of CTB include making commercial, construction, mortgage, and personal loans.

CEO

Mr. Mark Gooch

HQ

Pikeville, KENTUCKY, US

Founded

1987

Employees

930

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on CTBI.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

8.5%

-3.5 pp

Gross Margin (TTM)

69.9%

+3.1 pp

Operating Margin (TTM)

32.3%

+3.2 pp

Net Margin (TTM)

24.9%

+2.4 pp

ROE (TTM)

11.9%

+0.9 pp

EPS Growth (TTM)

19.2%

+8.1 pp

Free Cash Flow (TTM)

$101.92M

-5.5%

Financial Snapshot

Full Financials

Revenue

$415.55M

+8.5%

YoY

Gross Margin

70%

TTM

+4.6%

YoY

Net Income

$103.28M

+19.9%

YoY

Operating Cash Flow

$107.89M

-6.8%

YoY

Key Statistics

Open

$76.90

Previous Close

$76.66

Day Range

$76.73 - $78.60

52 Week Range

$50.25 - $78.60

Volume

98.2K

Average Volume (10 Days)

140.0K

Market Cap

$1.40B

P/E Ratio (TTM)

12.96

P/S Ratio (TTM)

3.37

Dividend Yield

2.65%

Valuation Measurement

Market Cap

$1.40B

Trailing P/E

12.96

Price / Sales

3.37

Price / Book

1.61

Financial Highlights

Profit Margin

24.9%

Return on Assets

1.5%

Return on Equity

11.9%

Revenue (TTM)

$415.55M

Net Income (TTM)

$103.28M

Diluted EPS (TTM)

$5.71

Total Cash (MRQ)

$91.82M

Levered FCF (TTM)

$101.92M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

Go deeper on CTBI

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Analyst Consensus

Hold

Based on 1 analyst ratings

Avg Target: $76.00

(-2.7% upside)

High: $76.00 · Low: $76.00

Strong Buy

0%

Buy

0%

Hold

100%

Sell

0%

Strong Sell

0%

View full analyst ratings