Community Trust Bancorp Inc
CTBI
NASDAQ
Banking
$78.12
USD
+1.46 (+1.90%)
At close: Jul 28, 2026, 4:00 PM EDT
Market Cap $1.40B
Volume 98.2K
About Community Trust Bancorp Inc
Community Trust Bancorp, Inc. is a bank holding company, which engages in the provision of community banking services through its subsidiary Community Trust Bank, Inc. The company is headquartered in Pikeville, Kentucky and currently employs 930 full-time employees. CTBI owns all the capital stock of one commercial bank and one trust company, serving small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, southern West Virginia, and northeastern Tennessee. The commercial bank is Community Trust Bank, Inc., Pikeville, Kentucky (CTB) and the trust company is Community Trust and Investment Company, Lexington, Kentucky (CTIC). Through its subsidiaries, CTBI engages in a wide range of commercial and personal banking and trust and wealth management activities, which include accepting time and demand deposits; making secured and unsecured loans to corporations, individuals, and others; providing cash management services to corporate and individual customers; issuing letters of credit; renting safe deposit boxes; and providing funds transfer services. The lending activities of CTB include making commercial, construction, mortgage, and personal loans.
CEO
Mr. Mark Gooch
HQ
Pikeville, KENTUCKY, US
Founded
1987
Employees
930
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on CTBI.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
8.5%
-3.5 pp
Gross Margin (TTM)
69.9%
+3.1 pp
Operating Margin (TTM)
32.3%
+3.2 pp
Net Margin (TTM)
24.9%
+2.4 pp
ROE (TTM)
11.9%
+0.9 pp
EPS Growth (TTM)
19.2%
+8.1 pp
Free Cash Flow (TTM)
$101.92M
-5.5%
Financial Snapshot
Revenue
$415.55M
+8.5%
YoY
Gross Margin
70%
TTM
+4.6%
YoY
Net Income
$103.28M
+19.9%
YoY
Operating Cash Flow
$107.89M
-6.8%
YoY
Key Statistics
Open
$76.90
Previous Close
$76.66
Day Range
$76.73 - $78.60
52 Week Range
$50.25 - $78.60
Volume
98.2K
Average Volume (10 Days)
140.0K
Market Cap
$1.40B
P/E Ratio (TTM)
12.96
P/S Ratio (TTM)
3.37
Dividend Yield
2.65%
Valuation Measurement
Market Cap
$1.40B
Trailing P/E
12.96
Price / Sales
3.37
Price / Book
1.61
Financial Highlights
Profit Margin
24.9%
Return on Assets
1.5%
Return on Equity
11.9%
Revenue (TTM)
$415.55M
Net Income (TTM)
$103.28M
Diluted EPS (TTM)
$5.71
Total Cash (MRQ)
$91.82M
Levered FCF (TTM)
$101.92M
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Analyst Consensus
Based on 1 analyst ratings
Avg Target: $76.00
(-2.7% upside)
High: $76.00 · Low: $76.00
Strong Buy
0%
Buy
0%
Hold
100%
Sell
0%
Strong Sell
0%