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Republic Bancorp Inc

RBCAA

NASDAQ

Banking

$100.64

USD

+3.61 (+3.72%)

At close: Jul 28, 2026, 4:00 PM EDT

Market Cap $1.68B

Volume 129.6K

Price (USD)
Price (USD)

About Republic Bancorp Inc

Republic Bancorp, Inc.is a financial holding company. The company is headquartered in Louisville, Kentucky and currently employs 966 full-time employees. The Bank provides both traditional and non-traditional banking products. Its segments include Traditional Banking, Warehouse Lending, Tax Refund Solutions (TRS), Republic Payment Solutions (RPS), and Republic Credit Solutions (RCS). Its Traditional Banking products and services are offered through the Company's traditional RB&T brand. The Warehouse segment provides short-term, revolving credit facilities to mortgage bankers across the United States through mortgage warehouse lines of credit. These credit facilities are primarily secured by single-family, first-lien residential real estate loans. Through the TRS segment, the Bank facilitates the receipt and payment of federal and state tax refund products and offers a credit product through third-party tax preparers. RPS segment offers a range of payments-related products and services to consumers. The Bank operates through over 47 banking centers.

CEO

Mr. Steven Trager

HQ

Louisville, KENTUCKY, US

Founded

1998

Employees

973

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on RBCAA.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

-2.4%

-14.7 pp

Gross Margin (TTM)

80.1%

+2.3 pp

Operating Margin (TTM)

32.1%

+3.1 pp

Net Margin (TTM)

25.2%

+2.3 pp

ROE (TTM)

11.2%

-0.2 pp

EPS Growth (TTM)

7.4%

-18.7 pp

Free Cash Flow (TTM)

$137.64M

-14.8%

Financial Snapshot

Full Financials

Revenue

$502.09M

-2.4%

YoY

Gross Margin

80%

TTM

+2.9%

YoY

Net Income

$126.62M

+7.3%

YoY

Operating Cash Flow

$148.03M

-11.3%

YoY

Key Statistics

Open

$97.98

Previous Close

$97.03

Day Range

$97.37 - $101.18

52 Week Range

$63.97 - $101.18

Volume

129.6K

Average Volume (10 Days)

110.0K

Market Cap

$1.68B

P/E Ratio (TTM)

13.24

P/S Ratio (TTM)

3.34

Dividend Yield

2.07%

Valuation Measurement

Market Cap

$1.68B

Trailing P/E

13.24

Price / Sales

3.34

Price / Book

1.48

Financial Highlights

Profit Margin

25.2%

Return on Assets

1.7%

Return on Equity

11.2%

Revenue (TTM)

$502.09M

Net Income (TTM)

$126.62M

Diluted EPS (TTM)

$6.96

Total Cash (MRQ)

$599.11M

Levered FCF (TTM)

$137.64M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

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