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USCB Financial Holdings Inc

USCB

NASDAQ

Banking

$22.02

USD

-0.63 (-2.78%)

At close: Jul 29, 2026, 4:00 PM EDT

Market Cap $413.68M

Volume 75.6K

Price (USD)
Price (USD)

About USCB Financial Holdings Inc

USCB Financial Holdings, Inc. engages in banking activities. The company is headquartered in Doral, Florida and currently employs 205 full-time employees. The company went IPO on 2021-07-23. The Bank offers customers a wide range of financial products and services and supports numerous community organizations, including the Greater Miami Chamber of Commerce, the South Florida Hispanic Chamber of Commerce, and ChamberSouth. The Bank focuses on serving small-to-medium sized businesses (SMBs) and catering to the needs of local business owners, entrepreneurs and professionals in South Florida. In addition to its traditional commercial banking services, it also offers certain specialty banking products, services and solutions designed for small businesses, homeowner associations, law firms, medical practices and other professional services firms, and global banking services. Its specialty banking offerings include small business administration (SBA) lending, yacht lending, homeowner association services, and jurist advantage and private client group services, among others.

CEO

Mr. Luis De La Aguilera

HQ

Doral, FLORIDA, US

Founded

2021

Employees

205

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on USCB.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

4.9%

-21.5 pp

Gross Margin (TTM)

60.2%

+0.9 pp

Operating Margin (TTM)

24.1%

-0.5 pp

Net Margin (TTM)

17.9%

-0.8 pp

ROE (TTM)

12.4%

+0.1 pp

EPS Growth (TTM)

5.8%

-73.4 pp

Free Cash Flow (TTM)

$42.88M

+4.3%

Financial Snapshot

Full Financials

Revenue

$155.57M

+4.9%

YoY

Gross Margin

60%

TTM

+1.5%

YoY

Net Income

$27.79M

+0.3%

YoY

Operating Cash Flow

$43.45M

+5.0%

YoY

Key Statistics

Open

$22.67

Previous Close

$22.65

Day Range

$21.84 - $23.20

52 Week Range

$16.06 - $23.74

Volume

75.6K

Average Volume (10 Days)

70.0K

Market Cap

$413.68M

P/E Ratio (TTM)

14.40

P/S Ratio (TTM)

2.66

Dividend Yield

1.96%

Valuation Measurement

Market Cap

$413.68M

Trailing P/E

14.40

Price / Sales

2.66

Price / Book

1.85

Financial Highlights

Profit Margin

17.9%

Return on Assets

1.0%

Return on Equity

12.4%

Revenue (TTM)

$155.57M

Net Income (TTM)

$27.79M

Diluted EPS (TTM)

$1.46

Total Cash (MRQ)

$6.60M

Levered FCF (TTM)

$42.88M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

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