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USCB Financial Holdings Inc

USCB

NASDAQ

Banking

$22.02

USD

-0.63 (-2.78%)

At close: Jul 29, 2026, 4:00 PM EDT

Market Cap $413.68M

Volume 75.6K

Revenue

$155.57M

TTM

+4.9%

YoY

Gross Margin

60%

TTM

+1.5%

YoY

Net Income

$27.79M

TTM

+0.3%

YoY

Operating Cash Flow

$43.45M

TTM

+5.0%

YoY

Revenue & Net Income

USD Millions

Margins Trend

Percent of revenue

Income Statement Detail

USD Millions, except per-share and share count figures

Metric

Q1 2025

Q2 2025

Q3 2025

Q4 2025

Q1 2026

Revenue

37.7

39.5

41.4

33.5

41.2

YoY Growth

+13.0%

+10.3%

+11.9%

-11.5%

+9.3%

Cost of Revenue

14.9

15.1

16.4

15.4

15.0

Gross Profit

22.8

24.4

25.0

18.0

26.2

Selling, General & Administrative

2.0

2.2

2.6

2.8

2.4

Other Operating Expenses

2.4

2.5

2.5

2.8

2.7

Total Operating Expenses

12.1

12.6

13.0

14.3

13.7

Operating Income

10.1

10.7

11.8

3.3

11.7

EBITDA

10.1

10.7

11.8

3.3

11.7

Other Income / Expense

0.0

0.0

0.0

0.0

0.0

Total Other Income / Expense

0.0

0.0

0.0

0.0

0.0

Income Before Income Taxes

10.1

10.7

11.8

3.3

11.7

Income Taxes

2.4

2.6

2.9

1.9

2.3

Net Income

7.7

8.1

8.9

1.4

9.4

Consolidated Net Income / Loss

7.7

8.1

8.9

1.4

9.4

Net Income Attributable to Common Shareholders

7.7

8.1

8.9

1.4

9.4

Basic EPS

$0.38

$0.41

$0.46

$0.09

$0.51

Diluted EPS

$0.38

$0.40

$0.45

$0.10

$0.51

Basic Shares Outstanding

20.0M

20.1M

19.5M

19.4M

18.2M

Diluted Shares Outstanding

20.3M

20.3M

19.8M

19.7M

18.5M