First Capital Inc
FCAP
NASDAQ
Banking
$63.05
USD
-0.64 (-1.00%)
At close: Jul 30, 2026, 4:00 PM EDT
Market Cap $214.11M
Volume 11.1K
About First Capital Inc
First Capital, Inc. operates as a bank holding company, which engages in the provision of commercial and business banking services. The company is headquartered in Corydon, Indiana and currently employs 176 full-time employees. The Bank is a chartered commercial bank, which provides a variety of banking services to individuals and business customers. The Bank’s primary source of revenue is real estate mortgage loans. The Bank originates mortgage loans for sale in the secondary market. The Bank also originates consumer loans and residential construction loans for the loan portfolio. The Bank offers a variety of secured or guaranteed consumer loans, including automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans and loans secured by savings deposits. First Harrison Investments, Inc. and First Harrison Holdings, Inc. are wholly owned subsidiaries of the Bank that jointly own First Harrison, LLC, which holds and manages an investment securities portfolio. The Bank has 18 offices in the Indiana communities of Corydon, Edwardsville, Greenville, Floyds Knobs, Palmyra, among others.
CEO
Mr. Michael Frederick
HQ
Corydon, INDIANA, US
Founded
1999
Employees
176
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on FCAP.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
12.6%
-0.3 pp
Gross Margin (TTM)
78.5%
+4.0 pp
Operating Margin (TTM)
31.8%
+7.3 pp
Net Margin (TTM)
26.0%
+5.5 pp
ROE (TTM)
12.6%
+2.5 pp
EPS Growth (TTM)
42.5%
+39.7 pp
Free Cash Flow (TTM)
$21.62M
+15.3%
Financial Snapshot
Revenue
$67.09M
+12.6%
YoY
Gross Margin
78%
TTM
+5.4%
YoY
Net Income
$17.48M
+42.8%
YoY
Operating Cash Flow
$23.24M
+19.1%
YoY
Key Statistics
Open
$63.90
Previous Close
$63.69
Day Range
$62.01 - $63.90
52 Week Range
$33.73 - $71.00
Volume
11.1K
Average Volume (10 Days)
20.0K
Market Cap
$214.11M
P/E Ratio (TTM)
12.26
P/S Ratio (TTM)
3.19
Dividend Yield
1.91%
Valuation Measurement
Market Cap
$214.11M
Trailing P/E
12.26
Price / Sales
3.19
Price / Book
1.55
Financial Highlights
Profit Margin
26.0%
Return on Assets
1.4%
Return on Equity
12.6%
Revenue (TTM)
$67.09M
Net Income (TTM)
$17.48M
Diluted EPS (TTM)
$5.23
Total Cash (MRQ)
$21.68M
Levered FCF (TTM)
$21.62M
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