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Unity Bancorp Inc

UNTY

NASDAQ

Banking

$58.79

USD

-0.23 (-0.39%)

At close: Jul 29, 2026, 4:00 PM EDT

Market Cap $599.64M

Volume 65.0K

Price (USD)
Price (USD)

About Unity Bancorp Inc

Unity Bancorp, Inc. is a bank holding company, which engages in the ownership and supervision of Unity Bank. The company is headquartered in Clinton, New Jersey and currently employs 244 full-time employees. The primary activity of the Company is ownership and supervision of the Bank. The Bank, the Company’s wholly-owned subsidiary, provides financial services to retail, corporate and small business customers through its branch network located in Bergen, Hunterdon, Middlesex, Morris, Ocean, Somerset, Union and Warren Counties in New Jersey and Northampton County in Pennsylvania. The Bank conducts a traditional and community-oriented commercial banking business and offers services, including personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, debit cards, wire transfers, safe deposit boxes, access to automated teller services, and Internet and mobile banking, typical of a community banking business. The Bank also offers retirement accounts, automated clearing house (ACH) origination and remote deposit capture (RDC).

CEO

Mr. James Hughes

HQ

Clinton, NEW JERSEY, US

Founded

1998

Employees

244

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on UNTY.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

15.6%

+8.6 pp

Gross Margin (TTM)

70.3%

+4.1 pp

Operating Margin (TTM)

40.6%

+6.5 pp

Net Margin (TTM)

31.3%

+5.4 pp

ROE (TTM)

16.9%

+2.7 pp

EPS Growth (TTM)

39.8%

+28.2 pp

Free Cash Flow (TTM)

$41.26M

-16.1%

Financial Snapshot

Full Financials

Revenue

$193.56M

+15.6%

YoY

Gross Margin

70%

TTM

+6.2%

YoY

Net Income

$60.64M

+39.5%

YoY

Operating Cash Flow

$41.97M

-16.2%

YoY

Key Statistics

Open

$58.87

Previous Close

$59.02

Day Range

$58.31 - $59.50

52 Week Range

$44.34 - $60.86

Volume

65.0K

Average Volume (10 Days)

70.0K

Market Cap

$599.64M

P/E Ratio (TTM)

10.23

P/S Ratio (TTM)

3.10

Dividend Yield

0.97%

Valuation Measurement

Market Cap

$599.64M

Trailing P/E

10.23

Price / Sales

3.10

Price / Book

1.67

Financial Highlights

Profit Margin

31.3%

Return on Assets

2.0%

Return on Equity

16.9%

Revenue (TTM)

$193.56M

Net Income (TTM)

$60.64M

Diluted EPS (TTM)

$5.94

Total Cash (MRQ)

$24.59M

Levered FCF (TTM)

$41.26M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

Go deeper on UNTY

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Analyst Consensus

Buy

Based on 2 analyst ratings

Avg Target: $68.00

(+15.7% upside)

High: $68.00 · Low: $68.00

Strong Buy

0%

Buy

100%

Hold

0%

Sell

0%

Strong Sell

0%

View full analyst ratings