logologo
QuantliQuantli

Civista Bancshares Inc

CIVB

NASDAQ

Banking

$28.90

USD

-0.35 (-1.20%)

At close: Jul 30, 2026, 4:00 PM EDT

Market Cap $612.38M

Volume 97.4K

Price (USD)
Price (USD)

About Civista Bancshares Inc

Civista Bancshares, Inc. is a financial holding company engaged in the community banking business. The company is headquartered in Sandusky, Ohio and currently employs 526 full-time employees. The Company, through its subsidiary, Civista Bank, is engaged in providing full-service banking, commercial lending, mortgage and wealth management services. Civista Bank, through its locations in Ohio counties of Erie, Crawford, Champaign, Cuyahoga, Franklin, Huron, Logan, Madison, Montgomery, Ottawa, Richland, Henry, Wood and Summit, in the Indiana counties of Dearborn and Ripley and in the Kentucky county of Kenton, conducts a general banking business that involves collecting customer deposits, making loans, purchasing securities, and offering Trust services. The company is also engaged in a general equipment leasing and financing business through its Civista Leasing & Financing (CLF) division. Civista Wealth Management division offers investment advisory services to individuals, families, businesses, and non-profits with personalized investment management, 401(k) advisory services for employers, financial planning, and trust services.

CEO

Mr. Dennis Shaffer

HQ

Sandusky, OHIO, US

Founded

1993

Employees

526

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on CIVB.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

4.4%

-6.0 pp

Gross Margin (TTM)

69.3%

+5.3 pp

Operating Margin (TTM)

23.7%

+7.0 pp

Net Margin (TTM)

21.2%

+7.2 pp

ROE (TTM)

9.9%

+1.2 pp

EPS Growth (TTM)

19.9%

+22.5 pp

Free Cash Flow (TTM)

$51.69M

+0.7%

Financial Snapshot

Full Financials

Revenue

$258.60M

+4.4%

YoY

Gross Margin

69%

TTM

+8.3%

YoY

Net Income

$54.78M

+58.6%

YoY

Operating Cash Flow

$51.84M

+1.4%

YoY

Key Statistics

Open

$29.37

Previous Close

$29.25

Day Range

$28.75 - $29.43

52 Week Range

$18.95 - $29.67

Volume

97.4K

Average Volume (10 Days)

120.0K

Market Cap

$612.38M

P/E Ratio (TTM)

11.27

P/S Ratio (TTM)

2.37

Dividend Yield

2.11%

Valuation Measurement

Market Cap

$612.38M

Trailing P/E

11.27

Price / Sales

2.37

Price / Book

1.11

Financial Highlights

Profit Margin

21.2%

Return on Assets

1.3%

Return on Equity

9.9%

Revenue (TTM)

$258.60M

Net Income (TTM)

$54.78M

Diluted EPS (TTM)

$2.71

Total Cash (MRQ)

$83.53M

Levered FCF (TTM)

$51.69M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

Go deeper on CIVB

Similar Stocks

NRIM

Northrim BanCorp Inc

$26.33

-1.2%

CBNK

Capital Bancorp Inc

$37.03

-2.1%

SFST

Southern First Bancshares Inc

$61.36

-1.8%

ACNB

ACNB Corp

$63.83

+0.5%

KRNY

Kearny Financial Corp

$9.63

+0.4%

BWB

Bridgewater Bancshares Inc

$20.50

-1.5%

GCBC

Greene County Bancorp Inc

$33.44

-2.0%

UNTY

Unity Bancorp Inc

$58.79

-0.4%

BSRR

Sierra Bancorp

$40.66

-0.9%

Analyst Consensus

Hold

Based on 1 analyst ratings

Avg Target: $30.00

(+3.8% upside)

High: $30.00 · Low: $30.00

Strong Buy

0%

Buy

0%

Hold

100%

Sell

0%

Strong Sell

0%

View full analyst ratings