Southern First Bancshares Inc
SFST
NASDAQ
Banking
$61.36
USD
-1.13 (-1.81%)
At close: Jul 29, 2026, 4:00 PM EDT
Market Cap $582.34M
Volume 94.4K
About Southern First Bancshares Inc
Southern First Bancshares, Inc. is a bank holding company, which engages in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (FDIC), and the provision of commercial, consumer, and mortgage loans to the general public. The company is headquartered in Greenville, South Carolina and currently employs 315 full-time employees. The Company’s primary business is to serve as the holding company for Southern First Bank (the Bank). The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the FDIC), and providing commercial, consumer and mortgage loans to the general public. The Company, through the Bank, provides a range of financial services to individuals and companies in South Carolina, North Carolina, and Georgia. These services include demand, time, and savings deposits; lending services; automated teller machine (ATM) processing, and mortgage banking services. In addition to deposit and loan services, it offers other bank services such as Internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment and mobile banking services. The Bank has approximately eight retail offices.
CEO
Mr. R. Arthur Seaver
HQ
Greenville, SOUTH CAROLINA, US
Founded
1999
Employees
315
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on SFST.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
6.9%
-1.6 pp
Gross Margin (TTM)
54.5%
+8.7 pp
Operating Margin (TTM)
19.6%
+8.7 pp
Net Margin (TTM)
15.2%
+6.7 pp
ROE (TTM)
9.2%
+3.8 pp
EPS Growth (TTM)
88.9%
+51.7 pp
Free Cash Flow (TTM)
$32.93M
-7.1%
Financial Snapshot
Revenue
$230.01M
+6.9%
YoY
Gross Margin
55%
TTM
+19.0%
YoY
Net Income
$34.99M
+91.5%
YoY
Operating Cash Flow
$33.65M
-6.7%
YoY
Key Statistics
Open
$62.32
Previous Close
$62.49
Day Range
$61.27 - $62.74
52 Week Range
$38.30 - $64.97
Volume
94.4K
Average Volume (10 Days)
130.0K
Market Cap
$582.34M
P/E Ratio (TTM)
14.71
P/S Ratio (TTM)
2.53
Dividend Yield
—
Valuation Measurement
Market Cap
$582.34M
Trailing P/E
14.71
Price / Sales
2.53
Price / Book
1.53
Financial Highlights
Profit Margin
15.2%
Return on Assets
0.8%
Return on Equity
9.2%
Revenue (TTM)
$230.01M
Net Income (TTM)
$34.99M
Diluted EPS (TTM)
$4.25
Total Cash (MRQ)
$32.72M
Levered FCF (TTM)
$32.93M
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