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Southern First Bancshares Inc

SFST

NASDAQ

Banking

$61.36

USD

-1.13 (-1.81%)

At close: Jul 29, 2026, 4:00 PM EDT

Market Cap $582.34M

Volume 94.4K

Price (USD)
Price (USD)

About Southern First Bancshares Inc

Southern First Bancshares, Inc. is a bank holding company, which engages in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (FDIC), and the provision of commercial, consumer, and mortgage loans to the general public. The company is headquartered in Greenville, South Carolina and currently employs 315 full-time employees. The Company’s primary business is to serve as the holding company for Southern First Bank (the Bank). The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the FDIC), and providing commercial, consumer and mortgage loans to the general public. The Company, through the Bank, provides a range of financial services to individuals and companies in South Carolina, North Carolina, and Georgia. These services include demand, time, and savings deposits; lending services; automated teller machine (ATM) processing, and mortgage banking services. In addition to deposit and loan services, it offers other bank services such as Internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment and mobile banking services. The Bank has approximately eight retail offices.

CEO

Mr. R. Arthur Seaver

HQ

Greenville, SOUTH CAROLINA, US

Founded

1999

Employees

315

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on SFST.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

6.9%

-1.6 pp

Gross Margin (TTM)

54.5%

+8.7 pp

Operating Margin (TTM)

19.6%

+8.7 pp

Net Margin (TTM)

15.2%

+6.7 pp

ROE (TTM)

9.2%

+3.8 pp

EPS Growth (TTM)

88.9%

+51.7 pp

Free Cash Flow (TTM)

$32.93M

-7.1%

Financial Snapshot

Full Financials

Revenue

$230.01M

+6.9%

YoY

Gross Margin

55%

TTM

+19.0%

YoY

Net Income

$34.99M

+91.5%

YoY

Operating Cash Flow

$33.65M

-6.7%

YoY

Key Statistics

Open

$62.32

Previous Close

$62.49

Day Range

$61.27 - $62.74

52 Week Range

$38.30 - $64.97

Volume

94.4K

Average Volume (10 Days)

130.0K

Market Cap

$582.34M

P/E Ratio (TTM)

14.71

P/S Ratio (TTM)

2.53

Dividend Yield

Valuation Measurement

Market Cap

$582.34M

Trailing P/E

14.71

Price / Sales

2.53

Price / Book

1.53

Financial Highlights

Profit Margin

15.2%

Return on Assets

0.8%

Return on Equity

9.2%

Revenue (TTM)

$230.01M

Net Income (TTM)

$34.99M

Diluted EPS (TTM)

$4.25

Total Cash (MRQ)

$32.72M

Levered FCF (TTM)

$32.93M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Go deeper on SFST

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