UMB Financial Corp
UMBF
NASDAQ
Banking
$145.51
USD
-2.76 (-1.86%)
At close: Jul 30, 2026, 4:00 PM EDT
Market Cap $11.16B
Volume 758.3K
Revenue
$4.31B
TTM
+42.6%
YoY
Gross Margin
66%
TTM
+10.5%
YoY
Net Income
$882.50M
TTM
+114.0%
YoY
Operating Cash Flow
$1.02B
TTM
+92.6%
YoY
Revenue & Net Income
USD Millions
Margins Trend
Percent of revenue
Income Statement Detail
USD Millions, except per-share and share count figures
Metric | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 |
|---|---|---|---|---|---|
Revenue | 904.2 | 1,072.7 | 1,082.2 | 1,085.2 | 1,071.9 |
YoY Growth | +33.1% | +57.0% | +51.1% | +50.7% | +18.5% |
Cost of Revenue | 340.3 | 383.5 | 403.9 | 364.4 | 332.7 |
Gross Profit | 563.8 | 689.2 | 678.3 | 720.9 | 739.2 |
Selling, General & Administrative | 69.6 | 64.8 | 68.4 | 73.8 | 55.3 |
Other Operating Expenses | 93.8 | 114.8 | 130.5 | 123.2 | 105.9 |
Total Operating Expenses | 384.8 | 393.2 | 419.3 | 425.6 | 380.9 |
Operating Income | 93.1 | 275.0 | 236.6 | 270.3 | 331.3 |
EBITDA | 93.1 | 275.0 | 236.6 | 270.3 | 331.3 |
Other Income / Expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Total Other Income / Expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Income Before Income Taxes | 93.1 | 275.0 | 236.6 | 270.3 | 331.3 |
Income Taxes | 11.7 | 57.6 | 48.2 | 55.0 | 69.8 |
Net Income | 81.3 | 217.4 | 188.3 | 215.4 | 261.4 |
Consolidated Net Income / Loss | 81.3 | 217.4 | 188.3 | 215.4 | 261.4 |
Net Income Attributable to Common Shareholders | 79.3 | 215.4 | 180.4 | 209.5 | 255.6 |
Basic EPS | $1.22 | $2.84 | $2.38 | $2.78 | $3.36 |
Diluted EPS | $1.21 | $2.82 | $2.36 | $2.76 | $3.35 |
Basic Shares Outstanding | 65.1M | 75.9M | 75.9M | 73.3M | 76.0M |
Diluted Shares Outstanding | 65.5M | 76.2M | 76.4M | 73.7M | 76.4M |