UMB Financial Corp
UMBF
NASDAQ
Banking
$145.51
USD
-2.76 (-1.86%)
At close: Jul 30, 2026, 4:00 PM EDT
Market Cap $11.16B
Volume 758.3K
About UMB Financial Corp
UMB Financial Corp. engages in the provision of bank and asset services. The company is headquartered in Kansas City, Missouri and currently employs 5,222 full-time employees. Its segments include Commercial Banking, Institutional Banking, and Personal Banking. The company offers commercial banking, which includes comprehensive deposit, lending, investment and retirement plan services; personal banking, which includes comprehensive deposit, lending, wealth management and financial planning services; and institutional banking, which includes asset servicing, corporate trust solutions, investment banking and healthcare services. Commercial Banking serves the commercial banking and treasury management needs of its small to middle-market businesses through a variety of products and services. Institutional Banking is a combination of banking services, fund services, asset management services, and healthcare services provided to institutional clients. Personal Banking products include deposit accounts, retail credit cards, private banking, installment loans, home equity lines of credit, and residential mortgages.
CEO
Mr. J. Mariner Kemper
HQ
Kansas City, MISSOURI, US
Founded
1980
Employees
5,222
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on UMBF.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
42.6%
+22.6 pp
Gross Margin (TTM)
65.6%
+6.2 pp
Operating Margin (TTM)
25.8%
+9.3 pp
Net Margin (TTM)
20.5%
+6.8 pp
ROE (TTM)
11.3%
+5.2 pp
EPS Growth (TTM)
42.2%
+36.7 pp
Free Cash Flow (TTM)
$980.43M
+94.9%
Financial Snapshot
Revenue
$4.31B
+42.6%
YoY
Gross Margin
66%
TTM
+10.5%
YoY
Net Income
$882.50M
+114.0%
YoY
Operating Cash Flow
$1.02B
+92.6%
YoY
Key Statistics
Open
$149.13
Previous Close
$148.27
Day Range
$145.38 - $149.98
52 Week Range
$103.38 - $149.98
Volume
758.3K
Average Volume (10 Days)
680.0K
Market Cap
$11.16B
P/E Ratio (TTM)
12.64
P/S Ratio (TTM)
2.59
Dividend Yield
1.30%
Valuation Measurement
Market Cap
$11.16B
Trailing P/E
12.64
Price / Sales
2.59
Price / Book
1.43
Financial Highlights
Profit Margin
20.5%
Return on Assets
1.2%
Return on Equity
11.3%
Revenue (TTM)
$4.31B
Net Income (TTM)
$882.50M
Diluted EPS (TTM)
$11.29
Total Cash (MRQ)
$735.83M
Levered FCF (TTM)
$980.43M
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Analyst Consensus
Based on 5 analyst ratings
Avg Target: $152.60
(+4.9% upside)
High: $161.00 · Low: $139.00
Strong Buy
0%
Buy
60%
Hold
40%
Sell
0%
Strong Sell
0%