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South Plains Financial Inc

SPFI

NASDAQ

Banking

$45.37

USD

+0.87 (+1.96%)

At close: Jul 28, 2026, 4:00 PM EDT

Market Cap $849.69M

Volume 223.7K

Revenue

$300.27M

TTM

+3.8%

YoY

Gross Margin

72%

TTM

+5.8%

YoY

Net Income

$60.72M

TTM

+18.7%

YoY

Operating Cash Flow

$67.56M

TTM

+1.9%

YoY

Revenue & Net Income

USD Millions

Margins Trend

Percent of revenue

Income Statement Detail

USD Millions, except per-share and share count figures

Metric

Q1 2025

Q2 2025

Q3 2025

Q4 2025

Q1 2026

Revenue

70.5

76.3

75.7

74.4

73.9

YoY Growth

+0.6%

+6.1%

+4.7%

-0.4%

+4.8%

Cost of Revenue

21.4

21.6

21.5

20.5

19.8

Gross Profit

49.2

54.7

54.2

53.9

54.1

Selling, General & Administrative

7.8

7.9

7.5

8.8

9.3

Other Operating Expenses

5.8

5.9

6.1

5.8

6.1

Total Operating Expenses

33.0

33.5

33.0

33.0

35.5

Operating Income

15.7

18.6

20.7

19.1

18.4

EBITDA

15.7

18.6

20.7

19.1

18.4

Other Income / Expense

0.0

0.0

0.0

0.0

0.0

Total Other Income / Expense

0.0

0.0

0.0

0.0

0.0

Income Before Income Taxes

15.7

18.6

20.7

19.1

18.4

Income Taxes

3.4

4.0

4.3

3.8

3.8

Net Income

12.3

14.6

16.3

15.3

14.5

Consolidated Net Income / Loss

12.3

14.6

16.3

15.3

14.5

Net Income Attributable to Common Shareholders

12.3

14.6

16.3

15.3

14.5

Basic EPS

$0.75

$0.90

$1.00

$0.94

$0.89

Diluted EPS

$0.72

$0.86

$0.96

$0.89

$0.85

Basic Shares Outstanding

16.4M

16.2M

16.2M

16.3M

16.3M

Diluted Shares Outstanding

17.1M

16.9M

17.0M

17.0M

17.0M