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South Plains Financial Inc

SPFI

NASDAQ

Banking

$45.37

USD

+0.87 (+1.96%)

At close: Jul 28, 2026, 4:00 PM EDT

Market Cap $849.69M

Volume 223.7K

Price (USD)
Price (USD)

About South Plains Financial Inc

South Plains Financial, Inc. is a bank holding company, which engages in the provision of commercial and consumer financial services. The company is headquartered in Lubbock, Texas and currently employs 545 full-time employees. The company went IPO on 2019-05-09. The Bank is an independent bank in West Texas and has additional banking operations in the Dallas, El Paso, Greater Houston, the Permian Basin, and College Station, Texas markets, and the Ruidoso, New Mexico market. The company provides a range of commercial and consumer financial services to small and medium-sized businesses and individuals in its market areas. Its principal business activities include commercial and retail banking, along with investment, trust and mortgage services. The Bank is primarily involved in real estate, commercial, agricultural and consumer lending activities with customers throughout Texas and Eastern New Mexico. The company offers a variety of deposit products, including demand deposit accounts, interest-bearing products, savings accounts and certificates of deposits. The company offers a range of traditional trust products and services along with several retirement services and products.

CEO

Mr. Curtis Griffith

HQ

Lubbock, TEXAS, US

Founded

2019

Employees

545

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on SPFI.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

3.8%

+8.3 pp

Gross Margin (TTM)

72.2%

+4.0 pp

Operating Margin (TTM)

25.6%

+3.1 pp

Net Margin (TTM)

20.2%

+2.6 pp

ROE (TTM)

12.0%

+0.5 pp

EPS Growth (TTM)

18.7%

+38.5 pp

Free Cash Flow (TTM)

$61.89M

-4.5%

Financial Snapshot

Full Financials

Revenue

$300.27M

+3.8%

YoY

Gross Margin

72%

TTM

+5.8%

YoY

Net Income

$60.72M

+18.7%

YoY

Operating Cash Flow

$67.56M

+1.9%

YoY

Key Statistics

Open

$44.90

Previous Close

$44.50

Day Range

$44.05 - $45.48

52 Week Range

$35.34 - $46.94

Volume

223.7K

Average Volume (10 Days)

170.0K

Market Cap

$849.69M

P/E Ratio (TTM)

13.05

P/S Ratio (TTM)

2.83

Dividend Yield

1.22%

Valuation Measurement

Market Cap

$849.69M

Trailing P/E

13.05

Price / Sales

2.83

Price / Book

1.68

Financial Highlights

Profit Margin

20.2%

Return on Assets

1.3%

Return on Equity

12.0%

Revenue (TTM)

$300.27M

Net Income (TTM)

$60.72M

Diluted EPS (TTM)

$3.56

Total Cash (MRQ)

$45.88M

Levered FCF (TTM)

$61.89M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

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Analyst Consensus

Buy

Based on 1 analyst ratings

Avg Target: $53.00

(+16.8% upside)

High: $53.00 · Low: $53.00

Strong Buy

0%

Buy

100%

Hold

0%

Sell

0%

Strong Sell

0%

View full analyst ratings