OceanFirst Financial Corp
OCFC
NASDAQ
Banking
$20.04
USD
+0.44 (+2.24%)
At close: Jul 28, 2026, 4:00 PM EDT
Market Cap $1.93B
Volume 673.5K
About OceanFirst Financial Corp
OceanFirst Financial Corp. operates as a savings and loan holding company, which engages in the provision of financial services. The company is headquartered in Toms River, New Jersey and currently employs 898 full-time employees. (the Bank). The Bank is a regional community bank offering a variety of financial products and services to meet the needs of customers in the communities it serves. Its principal business is originating loans, consisting of commercial real estate and other commercial loans, and single-family, owner-occupied residential mortgage loans. The company delivers commercial and residential financing, treasury management, trust and asset management, and deposit services. The company also invests in other types of loans, including residential construction and consumer loans. The Bank primarily operates over 39 branch offices and various deposit production facilities located throughout central and southern New Jersey and the metropolitan areas of New York City and Philadelphia. The company also operates commercial loan production offices in New Jersey, New York City, the greater Philadelphia area, Pittsburgh, Washington D.C., Baltimore, and Boston.
CEO
Mr. Christopher Maher
HQ
Toms River, NEW JERSEY, US
Founded
1996
Employees
926
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on OCFC.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
2.0%
+0.7 pp
Gross Margin (TTM)
58.8%
+2.7 pp
Operating Margin (TTM)
13.1%
-4.4 pp
Net Margin (TTM)
10.0%
-3.6 pp
ROE (TTM)
4.2%
-1.3 pp
EPS Growth (TTM)
-23.5%
-13.0 pp
Free Cash Flow (TTM)
$106.41M
+173.0%
Financial Snapshot
Revenue
$697.24M
+2.0%
YoY
Gross Margin
59%
TTM
+4.8%
YoY
Net Income
$70.07M
-24.9%
YoY
Operating Cash Flow
$114.21M
+157.5%
YoY
Key Statistics
Open
$19.69
Previous Close
$19.60
Day Range
$19.69 - $20.09
52 Week Range
$16.09 - $22.10
Volume
673.5K
Average Volume (10 Days)
860.0K
Market Cap
$1.93B
P/E Ratio (TTM)
27.57
P/S Ratio (TTM)
2.77
Dividend Yield
2.44%
Valuation Measurement
Market Cap
$1.93B
Trailing P/E
27.57
Price / Sales
2.77
Price / Book
1.16
Financial Highlights
Profit Margin
10.0%
Return on Assets
0.5%
Return on Equity
4.2%
Revenue (TTM)
$697.24M
Net Income (TTM)
$70.07M
Diluted EPS (TTM)
$1.17
Total Cash (MRQ)
$136.98M
Levered FCF (TTM)
$106.41M
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