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OceanFirst Financial Corp

OCFC

NASDAQ

Banking

$20.04

USD

+0.44 (+2.24%)

At close: Jul 28, 2026, 4:00 PM EDT

Market Cap $1.93B

Volume 673.5K

Price (USD)
Price (USD)

About OceanFirst Financial Corp

OceanFirst Financial Corp. operates as a savings and loan holding company, which engages in the provision of financial services. The company is headquartered in Toms River, New Jersey and currently employs 898 full-time employees. (the Bank). The Bank is a regional community bank offering a variety of financial products and services to meet the needs of customers in the communities it serves. Its principal business is originating loans, consisting of commercial real estate and other commercial loans, and single-family, owner-occupied residential mortgage loans. The company delivers commercial and residential financing, treasury management, trust and asset management, and deposit services. The company also invests in other types of loans, including residential construction and consumer loans. The Bank primarily operates over 39 branch offices and various deposit production facilities located throughout central and southern New Jersey and the metropolitan areas of New York City and Philadelphia. The company also operates commercial loan production offices in New Jersey, New York City, the greater Philadelphia area, Pittsburgh, Washington D.C., Baltimore, and Boston.

CEO

Mr. Christopher Maher

HQ

Toms River, NEW JERSEY, US

Founded

1996

Employees

926

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on OCFC.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

2.0%

+0.7 pp

Gross Margin (TTM)

58.8%

+2.7 pp

Operating Margin (TTM)

13.1%

-4.4 pp

Net Margin (TTM)

10.0%

-3.6 pp

ROE (TTM)

4.2%

-1.3 pp

EPS Growth (TTM)

-23.5%

-13.0 pp

Free Cash Flow (TTM)

$106.41M

+173.0%

Financial Snapshot

Full Financials

Revenue

$697.24M

+2.0%

YoY

Gross Margin

59%

TTM

+4.8%

YoY

Net Income

$70.07M

-24.9%

YoY

Operating Cash Flow

$114.21M

+157.5%

YoY

Key Statistics

Open

$19.69

Previous Close

$19.60

Day Range

$19.69 - $20.09

52 Week Range

$16.09 - $22.10

Volume

673.5K

Average Volume (10 Days)

860.0K

Market Cap

$1.93B

P/E Ratio (TTM)

27.57

P/S Ratio (TTM)

2.77

Dividend Yield

2.44%

Valuation Measurement

Market Cap

$1.93B

Trailing P/E

27.57

Price / Sales

2.77

Price / Book

1.16

Financial Highlights

Profit Margin

10.0%

Return on Assets

0.5%

Return on Equity

4.2%

Revenue (TTM)

$697.24M

Net Income (TTM)

$70.07M

Diluted EPS (TTM)

$1.17

Total Cash (MRQ)

$136.98M

Levered FCF (TTM)

$106.41M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

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