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Pathward Financial Inc

CASH

NASDAQ

Banking

$88.64

USD

+2.49 (+2.89%)

At close: Jul 28, 2026, 4:00 PM EDT

Market Cap $1.87B

Volume 155.2K

Price (USD)
Price (USD)

About Pathward Financial Inc

Pathward Financial, Inc. is a financial holding company, which provides savings and loan services. The company is headquartered in Sioux Falls, South Dakota and currently employs 1,170 full-time employees. The firm operates through its subsidiary Pathward, National Association (the Bank). The Bank operates through three segments: Consumer, Commercial, and Corporate Services/Other. Its commercial finance solution includes working capital, equipment finance and structured finance. Its partner solutions include issuing, acquiring, digital payments, financial institution solutions, credit solutions, professional tax solutions, and others. The corporate services/other segment includes certain shared services as well as treasury related functions, such as the investment portfolio, warehouse finance, wholesale deposit, and borrowings. The firm serves industries such as manufacturing, staffing, renewable energy, insurance, logistics, oil and gas services, construction and distribution and others. Its equipment financing options are designed to help businesses across all industries efficiently invest in new assets.

CEO

Mr. Brett Pharr

HQ

Sioux Falls, SOUTH DAKOTA, US

Founded

1993

Employees

1,170

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on CASH.

Based on Quantli research · SEC filings · as of Q2 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

0.1%

-8.3 pp

Gross Margin (TTM)

98.8%

+0.6 pp

Operating Margin (TTM)

26.8%

+1.1 pp

Net Margin (TTM)

22.6%

+0.6 pp

ROE (TTM)

22.3%

-0.3 pp

EPS Growth (TTM)

12.4%

+7.2 pp

Free Cash Flow (TTM)

$487.33M

+152.4%

Financial Snapshot

Full Financials

Revenue

$842.27M

+0.1%

YoY

Gross Margin

99%

TTM

+0.6%

YoY

Net Income

$189.95M

+2.9%

YoY

Operating Cash Flow

$675.28M

+81.1%

YoY

Key Statistics

Open

$86.98

Previous Close

$86.15

Day Range

$86.30 - $88.90

52 Week Range

$65.87 - $101.26

Volume

155.2K

Average Volume (10 Days)

270.0K

Market Cap

$1.87B

P/E Ratio (TTM)

9.89

P/S Ratio (TTM)

2.22

Dividend Yield

0.24%

Valuation Measurement

Market Cap

$1.87B

Trailing P/E

9.89

Price / Sales

2.22

Price / Book

2.20

Financial Highlights

Profit Margin

22.6%

Return on Assets

2.7%

Return on Equity

22.3%

Revenue (TTM)

$842.27M

Net Income (TTM)

$189.95M

Diluted EPS (TTM)

$8.43

Total Cash (MRQ)

$157.60M

Levered FCF (TTM)

$487.33M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Go deeper on CASH

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Analyst Consensus

Buy

Based on 1 analyst ratings

Avg Target: $97.00

(+9.4% upside)

High: $97.00 · Low: $97.00

Strong Buy

0%

Buy

100%

Hold

0%

Sell

0%

Strong Sell

0%

View full analyst ratings