Pathward Financial Inc
CASH
NASDAQ
Banking
$88.64
USD
+2.49 (+2.89%)
At close: Jul 28, 2026, 4:00 PM EDT
Market Cap $1.87B
Volume 155.2K
About Pathward Financial Inc
Pathward Financial, Inc. is a financial holding company, which provides savings and loan services. The company is headquartered in Sioux Falls, South Dakota and currently employs 1,170 full-time employees. The firm operates through its subsidiary Pathward, National Association (the Bank). The Bank operates through three segments: Consumer, Commercial, and Corporate Services/Other. Its commercial finance solution includes working capital, equipment finance and structured finance. Its partner solutions include issuing, acquiring, digital payments, financial institution solutions, credit solutions, professional tax solutions, and others. The corporate services/other segment includes certain shared services as well as treasury related functions, such as the investment portfolio, warehouse finance, wholesale deposit, and borrowings. The firm serves industries such as manufacturing, staffing, renewable energy, insurance, logistics, oil and gas services, construction and distribution and others. Its equipment financing options are designed to help businesses across all industries efficiently invest in new assets.
CEO
Mr. Brett Pharr
HQ
Sioux Falls, SOUTH DAKOTA, US
Founded
1993
Employees
1,170
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on CASH.
Based on Quantli research · SEC filings · as of Q2 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
0.1%
-8.3 pp
Gross Margin (TTM)
98.8%
+0.6 pp
Operating Margin (TTM)
26.8%
+1.1 pp
Net Margin (TTM)
22.6%
+0.6 pp
ROE (TTM)
22.3%
-0.3 pp
EPS Growth (TTM)
12.4%
+7.2 pp
Free Cash Flow (TTM)
$487.33M
+152.4%
Financial Snapshot
Revenue
$842.27M
+0.1%
YoY
Gross Margin
99%
TTM
+0.6%
YoY
Net Income
$189.95M
+2.9%
YoY
Operating Cash Flow
$675.28M
+81.1%
YoY
Key Statistics
Open
$86.98
Previous Close
$86.15
Day Range
$86.30 - $88.90
52 Week Range
$65.87 - $101.26
Volume
155.2K
Average Volume (10 Days)
270.0K
Market Cap
$1.87B
P/E Ratio (TTM)
9.89
P/S Ratio (TTM)
2.22
Dividend Yield
0.24%
Valuation Measurement
Market Cap
$1.87B
Trailing P/E
9.89
Price / Sales
2.22
Price / Book
2.20
Financial Highlights
Profit Margin
22.6%
Return on Assets
2.7%
Return on Equity
22.3%
Revenue (TTM)
$842.27M
Net Income (TTM)
$189.95M
Diluted EPS (TTM)
$8.43
Total Cash (MRQ)
$157.60M
Levered FCF (TTM)
$487.33M
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Analyst Consensus
Based on 1 analyst ratings
Avg Target: $97.00
(+9.4% upside)
High: $97.00 · Low: $97.00
Strong Buy
0%
Buy
100%
Hold
0%
Sell
0%
Strong Sell
0%