Pathward Financial Inc
CASH
NASDAQ
Banking
$88.64
USD
+2.49 (+2.89%)
At close: Jul 28, 2026, 4:00 PM EDT
Market Cap $1.87B
Volume 155.2K
Revenue
$842.27M
TTM
+0.1%
YoY
Gross Margin
99%
TTM
+0.6%
YoY
Net Income
$189.95M
TTM
+2.9%
YoY
Operating Cash Flow
$675.28M
TTM
+81.1%
YoY
Revenue & Net Income
USD Millions
Margins Trend
Percent of revenue
Income Statement Detail
USD Millions, except per-share and share count figures
Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|
Revenue | 280.5 | 197.0 | 188.2 | 175.0 | 282.1 |
YoY Growth | +5.4% | +2.8% | +2.6% | -5.8% | +0.5% |
Cost of Revenue | 5.7 | 1.3 | 1.5 | 1.9 | 5.8 |
Gross Profit | 274.8 | 195.8 | 186.7 | 173.1 | 276.3 |
Selling, General & Administrative | 16.2 | 33.3 | 36.6 | 18.1 | 17.5 |
Other Operating Expenses | 80.1 | 57.5 | 57.5 | 57.2 | 70.5 |
Total Operating Expenses | 148.2 | 139.3 | 144.8 | 127.2 | 143.5 |
Operating Income | 91.4 | 47.2 | 48.4 | 42.7 | 87.2 |
EBITDA | 92.9 | 48.2 | 51.7 | 42.7 | 87.2 |
Other Income / Expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Total Other Income / Expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Income Before Income Taxes | 91.4 | 47.2 | 48.4 | 42.7 | 87.2 |
Income Taxes | 16.2 | 4.8 | 9.3 | 7.2 | 14.2 |
Net Income | 75.2 | 42.4 | 39.1 | 35.5 | 73.1 |
Consolidated Net Income / Loss | 75.2 | 42.4 | 39.1 | 35.5 | 73.1 |
Net Income Attributable to Common Shareholders | 74.7 | 42.0 | 38.7 | 35.2 | 72.8 |
Basic EPS | $3.16 | $1.83 | $1.71 | $1.57 | $3.37 |
Diluted EPS | $3.14 | $1.81 | $1.70 | $1.57 | $3.35 |
Basic Shares Outstanding | 23.7M | 23.0M | 23.4M | 22.3M | 21.6M |
Diluted Shares Outstanding | 23.8M | 23.1M | 23.5M | 22.4M | 21.7M |