Peoples Bancorp of North Carolina Inc
PEBK
NASDAQ
Banking
$43.00
USD
-0.34 (-0.78%)
At close: Jul 30, 2026, 4:00 PM EDT
Market Cap $238.50M
Volume 27.8K
About Peoples Bancorp of North Carolina Inc
Peoples Bancorp of North Carolina, Inc. is a holding company, which engages in the business of owning the Bank, Peoples Bank and PEBK Capital Trust II. The company is headquartered in Newton, North Carolina and currently employs 268 full-time employees. The Bank is a state-chartered commercial bank. The Bank has a diversified loan portfolio, with no foreign loans and few agricultural loans. The company originates commercial real estate loans, commercial loans, construction and land development loans, and residential mortgage loans. The Bank has four subsidiaries: Peoples Investment Services, Inc., Real Estate Advisory Services, Inc., Community Bank Real Estate Solutions, LLC and PB Real Estate Holdings, LLC. Peoples Investment Services, Inc. provides the Bank’s customers with access to investment counseling and non-deposit investment products. Real Estate Advisory Services, Inc. provides real estate appraisal and real estate brokerage services. CBRES serves as a clearinghouse for appraisal services for community banks. PB Real Estate Holdings, LLC acquires, manages, and disposes of real property, other collateral, and assets.
CEO
Mr. William Cable
HQ
Newton, NORTH CAROLINA, US
Founded
1985
Employees
268
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on PEBK.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
5.8%
-3.1 pp
Gross Margin (TTM)
78.9%
+2.6 pp
Operating Margin (TTM)
22.4%
+2.4 pp
Net Margin (TTM)
17.2%
+1.9 pp
ROE (TTM)
12.6%
+0.5 pp
EPS Growth (TTM)
19.0%
+14.9 pp
Free Cash Flow (TTM)
$16.38M
-24.1%
Financial Snapshot
Revenue
$115.44M
+5.8%
YoY
Gross Margin
79%
TTM
+3.4%
YoY
Net Income
$19.88M
+18.7%
YoY
Operating Cash Flow
$20.48M
-10.2%
YoY
Key Statistics
Open
$43.72
Previous Close
$43.34
Day Range
$42.84 - $43.81
52 Week Range
$26.81 - $45.78
Volume
27.8K
Average Volume (10 Days)
50.0K
Market Cap
$238.50M
P/E Ratio (TTM)
12.00
P/S Ratio (TTM)
2.07
Dividend Yield
2.24%
Valuation Measurement
Market Cap
$238.50M
Trailing P/E
12.00
Price / Sales
2.07
Price / Book
1.51
Financial Highlights
Profit Margin
17.2%
Return on Assets
1.1%
Return on Equity
12.6%
Revenue (TTM)
$115.44M
Net Income (TTM)
$19.88M
Diluted EPS (TTM)
$3.63
Total Cash (MRQ)
$31.87M
Levered FCF (TTM)
$16.38M
Turn research into action
Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.
