National Bankshares Inc
NKSH
NASDAQ
Banking
$39.72
USD
-0.08 (-0.20%)
At close: Jul 30, 2026, 4:00 PM EDT
Market Cap $256.26M
Volume 38.2K
About National Bankshares Inc
National Bankshares, Inc. is a community bank holding company, which offers financial products and services, including deposit accounts, commercial, consumer and mortgage loans, credit cards and trust services throughout Southwest Virginia. The company is headquartered in Blacksburg, Virginia and currently employs 243 full-time employees. NBB is a community-oriented financial institution headquartered in Blacksburg, Virginia. Through approximately 27 banking locations across southwest and central Virginia and two loan production offices in Roanoke and Charlottesville, Virginia, NBB offers a full range of retail and commercial banking services to individuals, businesses, non-profits and local governments. The company offers telephone, mobile and Internet banking and it operates 25 automated teller machines (ATMs) in its service area. NBB focuses lending on small and mid-sized businesses and individuals. Its loan types include commercial and agricultural, commercial real estate, construction for commercial and residential properties, residential real estate, home equity and various consumer loan products.
CEO
Ms. Lara Ramsey
HQ
Blacksburg, VIRGINIA, US
Founded
1994
Employees
243
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on NKSH.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
5.6%
-10.7 pp
Gross Margin (TTM)
67.4%
+8.9 pp
Operating Margin (TTM)
24.7%
+12.1 pp
Net Margin (TTM)
20.4%
+9.7 pp
ROE (TTM)
9.4%
+4.2 pp
EPS Growth (TTM)
101.5%
+140.8 pp
Free Cash Flow (TTM)
$16.62M
+286.0%
Financial Snapshot
Revenue
$86.18M
+5.6%
YoY
Gross Margin
67%
TTM
+15.2%
YoY
Net Income
$17.57M
+102.3%
YoY
Operating Cash Flow
$18.62M
+128.1%
YoY
Key Statistics
Open
$39.92
Previous Close
$39.80
Day Range
$39.51 - $40.43
52 Week Range
$27.00 - $41.32
Volume
38.2K
Average Volume (10 Days)
30.0K
Market Cap
$256.26M
P/E Ratio (TTM)
14.58
P/S Ratio (TTM)
2.97
Dividend Yield
3.75%
Valuation Measurement
Market Cap
$256.26M
Trailing P/E
14.58
Price / Sales
2.97
Price / Book
1.37
Financial Highlights
Profit Margin
20.4%
Return on Assets
1.0%
Return on Equity
9.4%
Revenue (TTM)
$86.18M
Net Income (TTM)
$17.57M
Diluted EPS (TTM)
$2.76
Total Cash (MRQ)
$7.98M
Levered FCF (TTM)
$16.62M
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