Old Second Bancorp Inc
OSBC
NASDAQ
Banking
$25.22
USD
+0.50 (+2.02%)
At close: Jul 28, 2026, 4:00 PM EDT
Market Cap $1.29B
Volume 515.9K
About Old Second Bancorp Inc
Old Second Bancorp, Inc. is a bank holding company. The company is headquartered in Aurora, Illinois and currently employs 1,062 full-time employees. The firm is the holding company of Old Second National Bank (the Bank). The Bank is a full-service banking business offering a range of deposit products, trust and wealth management services, lending services, and deposit services, including demand, NOW, money market, savings, time deposit and individual retirement accounts. The company also offers commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking, and safe deposit operations. The company provides a variety of additional services to the needs of individual customers, such as money orders, cashiers' checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. The company also provides a complement of electronic banking services, such as online and mobile banking and corporate cash management products.
CEO
Mr. James Eccher
HQ
Aurora, ILLINOIS, US
Founded
1993
Employees
1,062
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on OSBC.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
25.5%
+22.6 pp
Gross Margin (TTM)
84.0%
-0.4 pp
Operating Margin (TTM)
27.0%
-5.4 pp
Net Margin (TTM)
20.1%
-4.4 pp
ROE (TTM)
9.6%
-2.4 pp
EPS Growth (TTM)
-7.1%
+0.0 pp
Free Cash Flow (TTM)
$140.02M
+50.7%
Financial Snapshot
Revenue
$428.75M
+25.5%
YoY
Gross Margin
84%
TTM
-0.5%
YoY
Net Income
$86.06M
+2.7%
YoY
Operating Cash Flow
$141.37M
+38.6%
YoY
Key Statistics
Open
$24.78
Previous Close
$24.72
Day Range
$24.76 - $25.23
52 Week Range
$16.43 - $25.23
Volume
515.9K
Average Volume (10 Days)
490.0K
Market Cap
$1.29B
P/E Ratio (TTM)
14.97
P/S Ratio (TTM)
3.00
Dividend Yield
1.03%
Valuation Measurement
Market Cap
$1.29B
Trailing P/E
14.97
Price / Sales
3.00
Price / Book
1.44
Financial Highlights
Profit Margin
20.1%
Return on Assets
1.3%
Return on Equity
9.6%
Revenue (TTM)
$428.75M
Net Income (TTM)
$86.06M
Diluted EPS (TTM)
$1.70
Total Cash (MRQ)
$48.10M
Levered FCF (TTM)
$140.02M
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Analyst Consensus
Based on 1 analyst ratings
Avg Target: $26.00
(+3.1% upside)
High: $26.00 · Low: $26.00
Strong Buy
0%
Buy
100%
Hold
0%
Sell
0%
Strong Sell
0%