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Old Second Bancorp Inc

OSBC

NASDAQ

Banking

$25.22

USD

+0.50 (+2.02%)

At close: Jul 28, 2026, 4:00 PM EDT

Market Cap $1.29B

Volume 515.9K

Price (USD)
Price (USD)

About Old Second Bancorp Inc

Old Second Bancorp, Inc. is a bank holding company. The company is headquartered in Aurora, Illinois and currently employs 1,062 full-time employees. The firm is the holding company of Old Second National Bank (the Bank). The Bank is a full-service banking business offering a range of deposit products, trust and wealth management services, lending services, and deposit services, including demand, NOW, money market, savings, time deposit and individual retirement accounts. The company also offers commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking, and safe deposit operations. The company provides a variety of additional services to the needs of individual customers, such as money orders, cashiers' checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. The company also provides a complement of electronic banking services, such as online and mobile banking and corporate cash management products.

CEO

Mr. James Eccher

HQ

Aurora, ILLINOIS, US

Founded

1993

Employees

1,062

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on OSBC.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

25.5%

+22.6 pp

Gross Margin (TTM)

84.0%

-0.4 pp

Operating Margin (TTM)

27.0%

-5.4 pp

Net Margin (TTM)

20.1%

-4.4 pp

ROE (TTM)

9.6%

-2.4 pp

EPS Growth (TTM)

-7.1%

+0.0 pp

Free Cash Flow (TTM)

$140.02M

+50.7%

Financial Snapshot

Full Financials

Revenue

$428.75M

+25.5%

YoY

Gross Margin

84%

TTM

-0.5%

YoY

Net Income

$86.06M

+2.7%

YoY

Operating Cash Flow

$141.37M

+38.6%

YoY

Key Statistics

Open

$24.78

Previous Close

$24.72

Day Range

$24.76 - $25.23

52 Week Range

$16.43 - $25.23

Volume

515.9K

Average Volume (10 Days)

490.0K

Market Cap

$1.29B

P/E Ratio (TTM)

14.97

P/S Ratio (TTM)

3.00

Dividend Yield

1.03%

Valuation Measurement

Market Cap

$1.29B

Trailing P/E

14.97

Price / Sales

3.00

Price / Book

1.44

Financial Highlights

Profit Margin

20.1%

Return on Assets

1.3%

Return on Equity

9.6%

Revenue (TTM)

$428.75M

Net Income (TTM)

$86.06M

Diluted EPS (TTM)

$1.70

Total Cash (MRQ)

$48.10M

Levered FCF (TTM)

$140.02M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

Go deeper on OSBC

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Analyst Consensus

Buy

Based on 1 analyst ratings

Avg Target: $26.00

(+3.1% upside)

High: $26.00 · Low: $26.00

Strong Buy

0%

Buy

100%

Hold

0%

Sell

0%

Strong Sell

0%

View full analyst ratings