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HBT Financial, Inc

HBT

NASDAQ

Banking

$36.16

USD

+1.57 (+4.54%)

At close: Jul 28, 2026, 4:00 PM EDT

Market Cap $1.26B

Volume 157.9K

Price (USD)
Price (USD)

About HBT Financial, Inc

HBT Financial, Inc. is a bank holding company, which provides business, commercial and retail banking products and services to consumers, businesses, and municipal entities. The company is headquartered in Bloomington, Illinois and currently employs 826 full-time employees. The company went IPO on 2019-10-11. The firm's products and services are primarily deposit, lending, and ancillary products that offer a range of options to meet the financial needs of consumers, businesses, and municipal entities. The company also provides a digital banking suite of products. The company provides traditional trust and investment services, farmland management, and farmland sales through its wealth management division. The company offers a range of lending products with a focus on regulatory commercial real estate (CRE), which includes non-owner occupied CRE, construction and land development (C&D) and multi-family; commercial and industrial (C&I) and owner-occupied CRE; agricultural and farmland, and one-to-four family residential loans. Its deposit accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, and others. The company operates approximately 84 branch locations across Illinois, Eastern Iowa and Missouri.

CEO

Mr. J. Lance Carter

HQ

Bloomington, ILLINOIS, US

Founded

2019

Employees

826

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on HBT.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

4.2%

-2.9 pp

Gross Margin (TTM)

81.0%

+2.2 pp

Operating Margin (TTM)

30.9%

-4.1 pp

Net Margin (TTM)

22.7%

-3.2 pp

ROE (TTM)

9.2%

-4.1 pp

EPS Growth (TTM)

-8.4%

-13.7 pp

Free Cash Flow (TTM)

$71.53M

-18.3%

Financial Snapshot

Full Financials

Revenue

$304.31M

+4.2%

YoY

Gross Margin

81%

TTM

+2.8%

YoY

Net Income

$69.13M

-8.6%

YoY

Operating Cash Flow

$83.15M

-10.6%

YoY

Key Statistics

Open

$35.40

Previous Close

$34.59

Day Range

$34.80 - $36.45

52 Week Range

$22.36 - $36.45

Volume

157.9K

Average Volume (10 Days)

150.0K

Market Cap

$1.26B

P/E Ratio (TTM)

18.20

P/S Ratio (TTM)

4.14

Dividend Yield

2.16%

Valuation Measurement

Market Cap

$1.26B

Trailing P/E

18.20

Price / Sales

4.14

Price / Book

1.68

Financial Highlights

Profit Margin

22.7%

Return on Assets

1.0%

Return on Equity

9.2%

Revenue (TTM)

$304.31M

Net Income (TTM)

$69.13M

Diluted EPS (TTM)

$2.18

Total Cash (MRQ)

$37.37M

Levered FCF (TTM)

$71.53M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

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Analyst Consensus

Hold

Based on 2 analyst ratings

Avg Target: $36.00

(-0.4% upside)

High: $38.00 · Low: $34.00

Strong Buy

0%

Buy

50%

Hold

50%

Sell

0%

Strong Sell

0%

View full analyst ratings