HBT Financial, Inc
HBT
NASDAQ
Banking
$36.16
USD
+1.57 (+4.54%)
At close: Jul 28, 2026, 4:00 PM EDT
Market Cap $1.26B
Volume 157.9K
About HBT Financial, Inc
HBT Financial, Inc. is a bank holding company, which provides business, commercial and retail banking products and services to consumers, businesses, and municipal entities. The company is headquartered in Bloomington, Illinois and currently employs 826 full-time employees. The company went IPO on 2019-10-11. The firm's products and services are primarily deposit, lending, and ancillary products that offer a range of options to meet the financial needs of consumers, businesses, and municipal entities. The company also provides a digital banking suite of products. The company provides traditional trust and investment services, farmland management, and farmland sales through its wealth management division. The company offers a range of lending products with a focus on regulatory commercial real estate (CRE), which includes non-owner occupied CRE, construction and land development (C&D) and multi-family; commercial and industrial (C&I) and owner-occupied CRE; agricultural and farmland, and one-to-four family residential loans. Its deposit accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, and others. The company operates approximately 84 branch locations across Illinois, Eastern Iowa and Missouri.
CEO
Mr. J. Lance Carter
HQ
Bloomington, ILLINOIS, US
Founded
2019
Employees
826
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on HBT.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
4.2%
-2.9 pp
Gross Margin (TTM)
81.0%
+2.2 pp
Operating Margin (TTM)
30.9%
-4.1 pp
Net Margin (TTM)
22.7%
-3.2 pp
ROE (TTM)
9.2%
-4.1 pp
EPS Growth (TTM)
-8.4%
-13.7 pp
Free Cash Flow (TTM)
$71.53M
-18.3%
Financial Snapshot
Revenue
$304.31M
+4.2%
YoY
Gross Margin
81%
TTM
+2.8%
YoY
Net Income
$69.13M
-8.6%
YoY
Operating Cash Flow
$83.15M
-10.6%
YoY
Key Statistics
Open
$35.40
Previous Close
$34.59
Day Range
$34.80 - $36.45
52 Week Range
$22.36 - $36.45
Volume
157.9K
Average Volume (10 Days)
150.0K
Market Cap
$1.26B
P/E Ratio (TTM)
18.20
P/S Ratio (TTM)
4.14
Dividend Yield
2.16%
Valuation Measurement
Market Cap
$1.26B
Trailing P/E
18.20
Price / Sales
4.14
Price / Book
1.68
Financial Highlights
Profit Margin
22.7%
Return on Assets
1.0%
Return on Equity
9.2%
Revenue (TTM)
$304.31M
Net Income (TTM)
$69.13M
Diluted EPS (TTM)
$2.18
Total Cash (MRQ)
$37.37M
Levered FCF (TTM)
$71.53M
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Analyst Consensus
Based on 2 analyst ratings
Avg Target: $36.00
(-0.4% upside)
High: $38.00 · Low: $34.00
Strong Buy
0%
Buy
50%
Hold
50%
Sell
0%
Strong Sell
0%