Midland States Bancorp Inc
MSBI
NASDAQ
Banking
$33.62
USD
-0.48 (-1.41%)
At close: Jul 29, 2026, 4:00 PM EDT
Market Cap $699.42M
Volume 254.6K
About Midland States Bancorp Inc
Midland States Bancorp, Inc. is a bank holding company, which engages in the provision of commercial and consumer banking products and services. The company is headquartered in Effingham, Illinois and currently employs 861 full-time employees. The company went IPO on 2016-05-24. The Company’s segments include Banking, Wealth Management, and Other. The Banking segment provides a range of financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage and other consumer loan products; mortgage loan sales and servicing; letters of credit; various types of deposit products, including checking, savings and time deposit accounts; merchant services; and corporate treasury management services. The Wealth Management segment operates under the name Midland Wealth Management, which consists of trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration and retail brokerage services through a nationally recognized third-party broker dealer.
CEO
Mr. Jeffrey Ludwig
HQ
Effingham, ILLINOIS, US
Founded
2016
Employees
861
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
6 metrics our research team weighs before forming a view on MSBI.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
-13.3%
-8.8 pp
Gross Margin (TTM)
70.3%
+4.7 pp
Operating Margin (TTM)
10.1%
+32.3 pp
Net Margin (TTM)
7.5%
+30.8 pp
ROE (TTM)
6.3%
+28.3 pp
Free Cash Flow (TTM)
$114.02M
-24.0%
Financial Snapshot
Revenue
$467.07M
-13.3%
YoY
Gross Margin
70%
TTM
+7.1%
YoY
Net Income
$35.16M
+128.0%
YoY
Operating Cash Flow
$117.95M
-25.4%
YoY
Key Statistics
Open
$33.82
Previous Close
$34.10
Day Range
$33.35 - $34.11
52 Week Range
$14.24 - $34.36
Volume
254.6K
Average Volume (10 Days)
210.0K
Market Cap
$699.42M
P/E Ratio (TTM)
19.89
P/S Ratio (TTM)
1.50
Dividend Yield
5.25%
Valuation Measurement
Market Cap
$699.42M
Trailing P/E
19.89
Price / Sales
1.50
Price / Book
1.25
Financial Highlights
Profit Margin
7.5%
Return on Assets
0.5%
Return on Equity
6.3%
Revenue (TTM)
$467.07M
Net Income (TTM)
$35.16M
Diluted EPS (TTM)
$1.18
Total Cash (MRQ)
$113.02M
Levered FCF (TTM)
$114.02M
Turn research into action
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Analyst Consensus
Based on 1 analyst ratings
Avg Target: $32.00
(-4.8% upside)
High: $32.00 · Low: $32.00
Strong Buy
0%
Buy
0%
Hold
100%
Sell
0%
Strong Sell
0%