Fold Holdings Inc
FLD
NASDAQ
Financial Services
$0.50
USD
+0.04 (+9.81%)
At close: Aug 21, 2026, 4:00 PM EDT
Market Cap $26.07M
Volume 2.4M
About Fold Holdings Inc
Fold Holdings, Inc. engages in providing Bitcoin-focused financial services. The company is headquartered in Philadelphia, Pennsylvania and currently employs 40 full-time employees. The company went IPO on 2021-12-16. The firm offers consumers a Federal Deposit Insurance Corporation (FDIC) insured checking account, a Visa prepaid debit card, bill payments, and an extensive catalog of merchant reward offers. The company also partners with third-party service providers that offer bitcoin exchange and custody services. In addition to enabling customers to accumulate bitcoin through its rewards program, the Company itself actively invests in and accumulates bitcoin for its treasury. Its Products and Services consist of Banking and Payments; Rewards Network, and Custody and Trading. The company offers a free FDIC-insured checking account that supports direct deposits, bill payments, and the ability to receive paychecks up to three days early. The firm offers eligible customers the ability to buy, sell, store, and withdraw Bitcoin through it.
CEO
Mr. Will Reeves
HQ
PHILADELPHIA, PENNSYLVANIA, US
Founded
2021
Employees
40
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
6 metrics our research team weighs before forming a view on FLD.
Based on Quantli research · SEC filings · as of Q2 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
-2.5%
—
Gross Margin (TTM)
8.9%
+4.9 pp
Operating Margin (TTM)
-97.7%
-29.0 pp
Net Margin (TTM)
-258.6%
+77.5 pp
ROE (TTM)
-233.5%
-123.6 pp
Free Cash Flow (TTM)
$-23.21M
—
Financial Snapshot
Revenue
$28.21M
-2.5%
YoY
Gross Margin
9%
TTM
+121.9%
YoY
Net Income
$-72.96M
+25.0%
YoY
Operating Cash Flow
$-23.21M
-110.0%
YoY
Key Statistics
Open
$0.48
Previous Close
$0.45
Day Range
$0.46 - $0.52
52 Week Range
$0.36 - $4.70
Volume
2.4M
Average Volume (10 Days)
200.0K
Dividend Yield
—
Valuation Measurement
Market Cap
$26.07M
P/E Ratio (TTM)
—
P/S Ratio (TTM)
0.92
Price / Book
0.83
Financial Highlights
Profit Margin
-258.6%
Return on Assets
-139.0%
Return on Equity
-233.5%
Revenue (TTM)
$28.21M
Net Income (TTM)
$-72.96M
Diluted EPS (TTM)
-$1.48
Total Cash (MRQ)
$28.39M
Levered FCF (TTM)
$-23.21M
Turn research into action
Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.
Earnings Calendar
Next Earnings
Estimated Q3 Release
Nov 09
Est. EPS
Adjusted consensus estimate
-$0.15
Analyst Consensus
Based on 1 analyst ratings
Avg Target: $0.7000
(+40.0% upside)
High: $0.7000 · Low: $0.7000
Strong Buy
0%
Buy
100%
Hold
0%
Sell
0%
Strong Sell
0%