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Fold Holdings Inc

FLD

NASDAQ

Financial Services

$0.50

USD

+0.04 (+9.81%)

At close: Aug 21, 2026, 4:00 PM EDT

Market Cap $26.07M

Volume 2.4M

Price (USD)
Price (USD)

About Fold Holdings Inc

Fold Holdings, Inc. engages in providing Bitcoin-focused financial services. The company is headquartered in Philadelphia, Pennsylvania and currently employs 40 full-time employees. The company went IPO on 2021-12-16. The firm offers consumers a Federal Deposit Insurance Corporation (FDIC) insured checking account, a Visa prepaid debit card, bill payments, and an extensive catalog of merchant reward offers. The company also partners with third-party service providers that offer bitcoin exchange and custody services. In addition to enabling customers to accumulate bitcoin through its rewards program, the Company itself actively invests in and accumulates bitcoin for its treasury. Its Products and Services consist of Banking and Payments; Rewards Network, and Custody and Trading. The company offers a free FDIC-insured checking account that supports direct deposits, bill payments, and the ability to receive paychecks up to three days early. The firm offers eligible customers the ability to buy, sell, store, and withdraw Bitcoin through it.

CEO

Mr. Will Reeves

HQ

PHILADELPHIA, PENNSYLVANIA, US

Founded

2021

Employees

40

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

6 metrics our research team weighs before forming a view on FLD.

Based on Quantli research · SEC filings · as of Q2 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

-2.5%

Gross Margin (TTM)

8.9%

+4.9 pp

Operating Margin (TTM)

-97.7%

-29.0 pp

Net Margin (TTM)

-258.6%

+77.5 pp

ROE (TTM)

-233.5%

-123.6 pp

Free Cash Flow (TTM)

$-23.21M

Financial Snapshot

Full Financials

Revenue

$28.21M

-2.5%

YoY

Gross Margin

9%

TTM

+121.9%

YoY

Net Income

$-72.96M

+25.0%

YoY

Operating Cash Flow

$-23.21M

-110.0%

YoY

Key Statistics

Open

$0.48

Previous Close

$0.45

Day Range

$0.46 - $0.52

52 Week Range

$0.36 - $4.70

Volume

2.4M

Average Volume (10 Days)

200.0K

Dividend Yield

Valuation Measurement

Market Cap

$26.07M

P/E Ratio (TTM)

P/S Ratio (TTM)

0.92

Price / Book

0.83

Financial Highlights

Profit Margin

-258.6%

Return on Assets

-139.0%

Return on Equity

-233.5%

Revenue (TTM)

$28.21M

Net Income (TTM)

$-72.96M

Diluted EPS (TTM)

-$1.48

Total Cash (MRQ)

$28.39M

Levered FCF (TTM)

$-23.21M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Go deeper on FLD

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Earnings Calendar

Next Earnings

Estimated Q3 Release

Nov 09

Est. EPS

Adjusted consensus estimate

-$0.15

Analyst Consensus

Buy

Based on 1 analyst ratings

Avg Target: $0.7000

(+40.0% upside)

High: $0.7000 · Low: $0.7000

Strong Buy

0%

Buy

100%

Hold

0%

Sell

0%

Strong Sell

0%

View full analyst ratings