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Arrow Financial Corp

AROW

NASDAQ

Banking

$40.05

USD

-0.13 (-0.32%)

At close: Jul 29, 2026, 4:00 PM EDT

Market Cap $669.92M

Volume 70.3K

Revenue

$246.80M

TTM

+8.8%

YoY

Gross Margin

69%

TTM

+8.7%

YoY

Net Income

$51.13M

TTM

+80.3%

YoY

Operating Cash Flow

$46.45M

TTM

+35.9%

YoY

Revenue & Net Income

USD Millions

Margins Trend

Percent of revenue

Income Statement Detail

USD Millions, except per-share and share count figures

Metric

Q1 2025

Q2 2025

Q3 2025

Q4 2025

Q1 2026

Revenue

58.2

59.2

62.3

62.9

62.4

YoY Growth

+6.7%

+6.0%

+8.2%

+14.1%

+7.2%

Cost of Revenue

19.0

19.0

19.5

19.5

17.7

Gross Profit

39.2

40.1

42.8

43.4

44.8

Selling, General & Administrative

7.1

7.5

6.9

7.0

7.5

Other Operating Expenses

5.4

4.0

4.2

4.5

4.4

Total Operating Expenses

26.0

25.7

25.4

25.8

26.9

Operating Income

8.1

13.9

16.6

16.8

17.3

EBITDA

8.1

13.9

16.6

16.8

17.3

Other Income / Expense

0.0

0.0

0.0

0.0

0.0

Total Other Income / Expense

0.0

0.0

0.0

0.0

0.0

Income Before Income Taxes

8.1

13.9

16.6

16.8

17.3

Income Taxes

1.8

3.1

3.8

2.7

3.9

Net Income

6.3

10.8

12.8

14.0

13.5

Consolidated Net Income / Loss

6.3

10.8

12.8

14.0

13.5

Net Income Attributable to Common Shareholders

6.3

10.8

12.8

14.1

13.5

Basic EPS

$0.38

$0.65

$0.77

$0.85

$0.82

Diluted EPS

$0.38

$0.65

$0.77

$0.85

$0.82

Basic Shares Outstanding

16.7M

16.5M

16.4M

16.5M

16.4M

Diluted Shares Outstanding

16.7M

16.6M

16.4M

16.5M

16.4M