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United Bankshares Inc

UBSI

NASDAQ

Banking

$48.88

USD

-0.12 (-0.24%)

At close: Jul 29, 2026, 4:00 PM EDT

Market Cap $6.71B

Volume 1.1M

Price (USD)
Price (USD)

About United Bankshares Inc

United Bankshares, Inc. is a bank holding company, which engages in the provision of commercial and retail banking services and products. The company is headquartered in Charleston, West Virginia and currently employs 2,694 full-time employees. The firm offers a full range of commercial and retail banking services and products. The company provides community banking services such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. Its services include deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and floor plan loans; and the making of construction and real estate loans. The company also offers individual retirement accounts, safe deposit boxes, wire transfers and other standard banking products and services. The company includes the trust department, which acts as a trustee under wills, trusts and pension and profit-sharing plans, as executor and administrator of estates, and as guardian for estates of minors and incompetents, and in addition performs a variety of investment and security services. The company offers digital banking for consumer and commercial customers.

CEO

Mr. James Consagra

HQ

Charleston, WEST VIRGINIA, US

Founded

1970

Employees

2,694

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on UBSI.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

10.9%

+5.7 pp

Gross Margin (TTM)

68.8%

+4.3 pp

Operating Margin (TTM)

34.4%

+6.5 pp

Net Margin (TTM)

27.5%

+5.3 pp

ROE (TTM)

9.2%

+2.3 pp

EPS Growth (TTM)

32.7%

+30.0 pp

Free Cash Flow (TTM)

$522.57M

+21.6%

Financial Snapshot

Full Financials

Revenue

$1.84B

+10.9%

YoY

Gross Margin

69%

TTM

+6.6%

YoY

Net Income

$505.48M

+37.1%

YoY

Operating Cash Flow

$539.78M

+22.4%

YoY

Key Statistics

Open

$48.75

Previous Close

$49.00

Day Range

$48.61 - $49.27

52 Week Range

$34.10 - $49.27

Volume

1.1M

Average Volume (10 Days)

1.2M

Market Cap

$6.71B

P/E Ratio (TTM)

13.02

P/S Ratio (TTM)

3.65

Dividend Yield

3.16%

Valuation Measurement

Market Cap

$6.71B

Trailing P/E

13.02

Price / Sales

3.65

Price / Book

1.22

Financial Highlights

Profit Margin

27.5%

Return on Assets

1.5%

Return on Equity

9.2%

Revenue (TTM)

$1.84B

Net Income (TTM)

$505.48M

Diluted EPS (TTM)

$3.57

Total Cash (MRQ)

$269.04M

Levered FCF (TTM)

$522.57M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

Go deeper on UBSI

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Analyst Consensus

Buy

Based on 1 analyst ratings

Avg Target: $50.00

(+2.3% upside)

High: $50.00 · Low: $50.00

Strong Buy

0%

Buy

100%

Hold

0%

Sell

0%

Strong Sell

0%

View full analyst ratings