United Bankshares Inc
UBSI
NASDAQ
Banking
$48.88
USD
-0.12 (-0.24%)
At close: Jul 29, 2026, 4:00 PM EDT
Market Cap $6.71B
Volume 1.1M
About United Bankshares Inc
United Bankshares, Inc. is a bank holding company, which engages in the provision of commercial and retail banking services and products. The company is headquartered in Charleston, West Virginia and currently employs 2,694 full-time employees. The firm offers a full range of commercial and retail banking services and products. The company provides community banking services such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. Its services include deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and floor plan loans; and the making of construction and real estate loans. The company also offers individual retirement accounts, safe deposit boxes, wire transfers and other standard banking products and services. The company includes the trust department, which acts as a trustee under wills, trusts and pension and profit-sharing plans, as executor and administrator of estates, and as guardian for estates of minors and incompetents, and in addition performs a variety of investment and security services. The company offers digital banking for consumer and commercial customers.
CEO
Mr. James Consagra
HQ
Charleston, WEST VIRGINIA, US
Founded
1970
Employees
2,694
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on UBSI.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
10.9%
+5.7 pp
Gross Margin (TTM)
68.8%
+4.3 pp
Operating Margin (TTM)
34.4%
+6.5 pp
Net Margin (TTM)
27.5%
+5.3 pp
ROE (TTM)
9.2%
+2.3 pp
EPS Growth (TTM)
32.7%
+30.0 pp
Free Cash Flow (TTM)
$522.57M
+21.6%
Financial Snapshot
Revenue
$1.84B
+10.9%
YoY
Gross Margin
69%
TTM
+6.6%
YoY
Net Income
$505.48M
+37.1%
YoY
Operating Cash Flow
$539.78M
+22.4%
YoY
Key Statistics
Open
$48.75
Previous Close
$49.00
Day Range
$48.61 - $49.27
52 Week Range
$34.10 - $49.27
Volume
1.1M
Average Volume (10 Days)
1.2M
Market Cap
$6.71B
P/E Ratio (TTM)
13.02
P/S Ratio (TTM)
3.65
Dividend Yield
3.16%
Valuation Measurement
Market Cap
$6.71B
Trailing P/E
13.02
Price / Sales
3.65
Price / Book
1.22
Financial Highlights
Profit Margin
27.5%
Return on Assets
1.5%
Return on Equity
9.2%
Revenue (TTM)
$1.84B
Net Income (TTM)
$505.48M
Diluted EPS (TTM)
$3.57
Total Cash (MRQ)
$269.04M
Levered FCF (TTM)
$522.57M
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Analyst Consensus
Based on 1 analyst ratings
Avg Target: $50.00
(+2.3% upside)
High: $50.00 · Low: $50.00
Strong Buy
0%
Buy
100%
Hold
0%
Sell
0%
Strong Sell
0%