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Ponce Financial Group Inc

PDLB

NASDAQ

Banking

$20.10

USD

-0.01 (-0.05%)

At close: Jul 30, 2026, 4:00 PM EDT

Market Cap $494.04M

Volume 50.3K

Revenue

$129.37M

TTM

-14.0%

YoY

Gross Margin

100%

TTM

+0.9%

YoY

Net Income

$31.37M

TTM

+116.1%

YoY

Operating Cash Flow

$56.39M

TTM

+199.3%

YoY

Revenue & Net Income

USD Millions

Margins Trend

Percent of revenue

Income Statement Detail

USD Millions, except per-share and share count figures

Metric

Q1 2025

Q2 2025

Q3 2025

Q4 2025

Q1 2026

Revenue

39.4

41.5

42.4

0.0

45.4

YoY Growth

+15.4%

+22.5%

+18.8%

-100.0%

+15.2%

Cost of Revenue

0.0

0.0

0.0

0.0

0.0

Gross Profit

39.4

41.5

42.4

0.0

45.4

Selling, General & Administrative

14.5

14.0

14.9

0.0

15.3

Other Operating Expenses

0.1

1.0

2.5

0.0

1.8

Total Operating Expenses

14.6

15.0

17.4

0.0

17.1

Operating Income

24.8

26.5

25.0

0.0

28.3

EBITDA

26.1

27.8

26.2

1.2

29.5

Other Income / Expense

-1.5

-1.9

0.9

0.0

-1.7

Total Other Income / Expense

-16.9

-18.5

-16.3

0.0

-16.9

Income Before Income Taxes

8.0

8.0

8.8

0.0

11.4

Income Taxes

2.0

1.9

2.3

0.0

2.7

Net Income

6.0

6.1

6.5

10.1

8.6

Consolidated Net Income / Loss

6.0

6.1

6.5

0.0

8.6

Net Income Attributable to Common Shareholders

5.7

5.8

6.2

0.0

8.3

Basic EPS

$0.25

$0.26

$0.27

$0.00

$0.36

Diluted EPS

$0.25

$0.25

$0.27

$0.00

$0.36

Basic Shares Outstanding

22.7M

22.7M

22.8M

22.7M

23.0M

Diluted Shares Outstanding

22.9M

22.9M

23.1M

23.1M

23.3M