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Orrstown Financial Services Inc

ORRF

NASDAQ

Banking

$43.63

USD

+1.07 (+2.51%)

At close: Jul 28, 2026, 4:00 PM EDT

Market Cap $841.91M

Volume 90.5K

Price (USD)
Price (USD)

About Orrstown Financial Services Inc

Orrstown Financial Services, Inc. is a holding company, which engages in the provision of consumer and business financial services. The company is headquartered in Harrisburg, Pennsylvania and currently employs 627 full-time employees. The Bank provides a range of consumer and business financial services in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York Counties, Pennsylvania and Anne Arundel, Baltimore, Harford, Howard, and Washington Counties, Maryland, as well as Baltimore City, Maryland. The Bank operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending and deposit services, including checking, savings, time and money market deposits. The firm's lending area also includes adjacent counties in Pennsylvania and Maryland, as well as Loudon County, Virginia and Berkeley, Jefferson and Morgan Counties, West Virginia. The Bank also provides fiduciary, investment advisory, insurance and brokerage services.

CEO

Mr. Thomas Quinn

HQ

Harrisburg, PENNSYLVANIA, US

Founded

1998

Employees

640

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on ORRF.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

10.7%

-65.1 pp

Gross Margin (TTM)

71.4%

+3.7 pp

Operating Margin (TTM)

29.9%

+17.6 pp

Net Margin (TTM)

23.6%

+13.8 pp

ROE (TTM)

14.0%

+8.1 pp

EPS Growth (TTM)

107.1%

+144.3 pp

Free Cash Flow (TTM)

$86.99M

+195.8%

Financial Snapshot

Full Financials

Revenue

$358.85M

+10.7%

YoY

Gross Margin

71%

TTM

+5.5%

YoY

Net Income

$84.61M

+168.0%

YoY

Operating Cash Flow

$89.32M

+168.7%

YoY

Key Statistics

Open

$42.65

Previous Close

$42.56

Day Range

$42.65 - $43.78

52 Week Range

$31.51 - $43.78

Volume

90.5K

Average Volume (10 Days)

140.0K

Market Cap

$841.91M

P/E Ratio (TTM)

9.75

P/S Ratio (TTM)

2.35

Dividend Yield

2.55%

Valuation Measurement

Market Cap

$841.91M

Trailing P/E

9.75

Price / Sales

2.35

Price / Book

1.40

Financial Highlights

Profit Margin

23.6%

Return on Assets

1.5%

Return on Equity

14.0%

Revenue (TTM)

$358.85M

Net Income (TTM)

$84.61M

Diluted EPS (TTM)

$4.37

Total Cash (MRQ)

$49.01M

Levered FCF (TTM)

$86.99M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Go deeper on ORRF

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Analyst Consensus

Hold

Based on 2 analyst ratings

Avg Target: $43.50

(-0.3% upside)

High: $46.00 · Low: $41.00

Strong Buy

0%

Buy

50%

Hold

50%

Sell

0%

Strong Sell

0%

View full analyst ratings