Orrstown Financial Services Inc
ORRF
NASDAQ
Banking
$43.63
USD
+1.07 (+2.51%)
At close: Jul 28, 2026, 4:00 PM EDT
Market Cap $841.91M
Volume 90.5K
About Orrstown Financial Services Inc
Orrstown Financial Services, Inc. is a holding company, which engages in the provision of consumer and business financial services. The company is headquartered in Harrisburg, Pennsylvania and currently employs 627 full-time employees. The Bank provides a range of consumer and business financial services in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York Counties, Pennsylvania and Anne Arundel, Baltimore, Harford, Howard, and Washington Counties, Maryland, as well as Baltimore City, Maryland. The Bank operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending and deposit services, including checking, savings, time and money market deposits. The firm's lending area also includes adjacent counties in Pennsylvania and Maryland, as well as Loudon County, Virginia and Berkeley, Jefferson and Morgan Counties, West Virginia. The Bank also provides fiduciary, investment advisory, insurance and brokerage services.
CEO
Mr. Thomas Quinn
HQ
Harrisburg, PENNSYLVANIA, US
Founded
1998
Employees
640
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on ORRF.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
10.7%
-65.1 pp
Gross Margin (TTM)
71.4%
+3.7 pp
Operating Margin (TTM)
29.9%
+17.6 pp
Net Margin (TTM)
23.6%
+13.8 pp
ROE (TTM)
14.0%
+8.1 pp
EPS Growth (TTM)
107.1%
+144.3 pp
Free Cash Flow (TTM)
$86.99M
+195.8%
Financial Snapshot
Revenue
$358.85M
+10.7%
YoY
Gross Margin
71%
TTM
+5.5%
YoY
Net Income
$84.61M
+168.0%
YoY
Operating Cash Flow
$89.32M
+168.7%
YoY
Key Statistics
Open
$42.65
Previous Close
$42.56
Day Range
$42.65 - $43.78
52 Week Range
$31.51 - $43.78
Volume
90.5K
Average Volume (10 Days)
140.0K
Market Cap
$841.91M
P/E Ratio (TTM)
9.75
P/S Ratio (TTM)
2.35
Dividend Yield
2.55%
Valuation Measurement
Market Cap
$841.91M
Trailing P/E
9.75
Price / Sales
2.35
Price / Book
1.40
Financial Highlights
Profit Margin
23.6%
Return on Assets
1.5%
Return on Equity
14.0%
Revenue (TTM)
$358.85M
Net Income (TTM)
$84.61M
Diluted EPS (TTM)
$4.37
Total Cash (MRQ)
$49.01M
Levered FCF (TTM)
$86.99M
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Analyst Consensus
Based on 2 analyst ratings
Avg Target: $43.50
(-0.3% upside)
High: $46.00 · Low: $41.00
Strong Buy
0%
Buy
50%
Hold
50%
Sell
0%
Strong Sell
0%