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Norwood Financial Corp

NWFL

NASDAQ

Banking

$33.62

USD

-0.43 (-1.26%)

At close: Jul 29, 2026, 4:00 PM EDT

Market Cap $375.24M

Volume 27.6K

Price (USD)
Price (USD)

About Norwood Financial Corp

Norwood Financial Corp. is a bank holding company, which offers financial services and traditional banking to individual, business and government customers. The company is headquartered in Honesdale, Pennsylvania and currently employs 275 full-time employees. The Bank offers a variety of personal and business credit services, trust and investment products and real estate settlement services to consumers, businesses, nonprofit organizations, and municipalities in each of the communities that it serves. The Bank operates over 33 offices, which primarily serve the northeastern Pennsylvania counties of Wayne, Pike, Monroe, Lackawanna and Luzerne, Chester, Lancaster Counties, and Susquehanna County, in addition to the New York counties of Delaware, Sullivan, Ontario, Otsego and Yates. In addition, the Bank operates automated teller machines at 30 branch facilities plus one machine at an off-site location. The Bank operates a Wealth Management/Trust Department, which provides estate planning, investment management and financial planning to customers.

CEO

Mr. James Donnelly

HQ

Honesdale, PENNSYLVANIA, US

Founded

1997

Employees

275

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on NWFL.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

38.0%

+41.7 pp

Gross Margin (TTM)

65.6%

+13.6 pp

Operating Margin (TTM)

22.5%

+21.1 pp

Net Margin (TTM)

17.8%

+16.6 pp

ROE (TTM)

9.1%

+8.5 pp

EPS Growth (TTM)

4400.0%

+4496.9 pp

Free Cash Flow (TTM)

$26.62M

+10.2%

Financial Snapshot

Full Financials

Revenue

$144.81M

+38.0%

YoY

Gross Margin

66%

TTM

+26.2%

YoY

Net Income

$25.71M

+2079.0%

YoY

Operating Cash Flow

$30.87M

+11.6%

YoY

Key Statistics

Open

$34.10

Previous Close

$34.05

Day Range

$33.61 - $34.34

52 Week Range

$23.70 - $34.55

Volume

27.6K

Average Volume (10 Days)

40.0K

Market Cap

$375.24M

P/E Ratio (TTM)

13.01

P/S Ratio (TTM)

2.59

Dividend Yield

3.23%

Valuation Measurement

Market Cap

$375.24M

Trailing P/E

13.01

Price / Sales

2.59

Price / Book

1.32

Financial Highlights

Profit Margin

17.8%

Return on Assets

0.9%

Return on Equity

9.1%

Revenue (TTM)

$144.81M

Net Income (TTM)

$25.71M

Diluted EPS (TTM)

$2.70

Total Cash (MRQ)

$25.48M

Levered FCF (TTM)

$26.62M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

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