Norwood Financial Corp
NWFL
NASDAQ
Banking
$33.62
USD
-0.43 (-1.26%)
At close: Jul 29, 2026, 4:00 PM EDT
Market Cap $375.24M
Volume 27.6K
About Norwood Financial Corp
Norwood Financial Corp. is a bank holding company, which offers financial services and traditional banking to individual, business and government customers. The company is headquartered in Honesdale, Pennsylvania and currently employs 275 full-time employees. The Bank offers a variety of personal and business credit services, trust and investment products and real estate settlement services to consumers, businesses, nonprofit organizations, and municipalities in each of the communities that it serves. The Bank operates over 33 offices, which primarily serve the northeastern Pennsylvania counties of Wayne, Pike, Monroe, Lackawanna and Luzerne, Chester, Lancaster Counties, and Susquehanna County, in addition to the New York counties of Delaware, Sullivan, Ontario, Otsego and Yates. In addition, the Bank operates automated teller machines at 30 branch facilities plus one machine at an off-site location. The Bank operates a Wealth Management/Trust Department, which provides estate planning, investment management and financial planning to customers.
CEO
Mr. James Donnelly
HQ
Honesdale, PENNSYLVANIA, US
Founded
1997
Employees
275
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on NWFL.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
38.0%
+41.7 pp
Gross Margin (TTM)
65.6%
+13.6 pp
Operating Margin (TTM)
22.5%
+21.1 pp
Net Margin (TTM)
17.8%
+16.6 pp
ROE (TTM)
9.1%
+8.5 pp
EPS Growth (TTM)
4400.0%
+4496.9 pp
Free Cash Flow (TTM)
$26.62M
+10.2%
Financial Snapshot
Revenue
$144.81M
+38.0%
YoY
Gross Margin
66%
TTM
+26.2%
YoY
Net Income
$25.71M
+2079.0%
YoY
Operating Cash Flow
$30.87M
+11.6%
YoY
Key Statistics
Open
$34.10
Previous Close
$34.05
Day Range
$33.61 - $34.34
52 Week Range
$23.70 - $34.55
Volume
27.6K
Average Volume (10 Days)
40.0K
Market Cap
$375.24M
P/E Ratio (TTM)
13.01
P/S Ratio (TTM)
2.59
Dividend Yield
3.23%
Valuation Measurement
Market Cap
$375.24M
Trailing P/E
13.01
Price / Sales
2.59
Price / Book
1.32
Financial Highlights
Profit Margin
17.8%
Return on Assets
0.9%
Return on Equity
9.1%
Revenue (TTM)
$144.81M
Net Income (TTM)
$25.71M
Diluted EPS (TTM)
$2.70
Total Cash (MRQ)
$25.48M
Levered FCF (TTM)
$26.62M
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