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NBT Bancorp Inc

NBTB

NASDAQ

Banking

$53.64

USD

+1.12 (+2.13%)

At close: Jul 28, 2026, 4:00 PM EDT

Market Cap $2.75B

Volume 471.5K

Revenue

$937.41M

TTM

+17.5%

YoY

Gross Margin

78%

TTM

+4.7%

YoY

Net Income

$183.63M

TTM

+27.9%

YoY

Operating Cash Flow

$246.25M

TTM

+27.0%

YoY

Revenue & Net Income

USD Millions

Margins Trend

Percent of revenue

Income Statement Detail

USD Millions, except per-share and share count figures

Metric

Q1 2025

Q2 2025

Q3 2025

Q4 2025

Q1 2026

Revenue

201.9

224.5

241.9

238.2

232.8

YoY Growth

+5.0%

+15.7%

+19.7%

+19.0%

+15.3%

Cost of Revenue

47.2

53.4

55.8

53.1

48.3

Gross Profit

154.7

171.2

186.1

185.1

184.5

Selling, General & Administrative

25.4

25.8

27.0

30.6

29.0

Other Operating Expenses

13.9

32.6

17.5

15.1

14.5

Total Operating Expenses

99.9

122.6

111.1

111.7

112.2

Operating Income

47.2

30.7

71.8

69.7

66.7

EBITDA

48.4

47.9

73.0

69.7

66.7

Other Income / Expense

0.0

0.0

0.0

0.0

0.0

Total Other Income / Expense

0.0

0.0

0.0

0.0

0.0

Income Before Income Taxes

47.2

30.7

71.8

69.7

66.7

Income Taxes

10.5

8.2

17.4

14.2

15.5

Net Income

36.7

22.5

54.5

55.5

51.1

Consolidated Net Income / Loss

36.7

22.5

54.5

55.5

51.1

Net Income Attributable to Common Shareholders

36.7

22.5

54.5

55.5

51.1

Basic EPS

$0.78

$0.45

$1.04

$1.07

$0.98

Diluted EPS

$0.77

$0.44

$1.03

$1.07

$0.98

Basic Shares Outstanding

47.2M

50.6M

52.4M

50.7M

52.1M

Diluted Shares Outstanding

47.5M

50.8M

52.6M

50.9M

52.4M