International Bancshares Corp
IBOC
NASDAQ
Banking
$76.34
USD
-0.32 (-0.42%)
At close: Jul 30, 2026, 4:00 PM EDT
Market Cap $4.85B
Volume 188.5K
About International Bancshares Corp
International Bancshares Corp. is a financial holding company, which provides banking services for commercial, consumer, and international customers of South, Central, and Southeast Texas and the State of Oklahoma. The company is headquartered in Laredo, Texas and currently employs 2,126 full-time employees. The firm is engaged in providing a diversified range of commercial and retail banking services in its main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma. The Company, through its subsidiary banks, is engaged in the business of accepting checking and savings deposits and the making of commercial, real estate, personal, home improvement, automobile and other installment and term loans. Its international banking business includes providing letters of credit, making commercial and industrial loans, and providing foreign-exchange services. The firm offers IBC Bank Online, an Internet banking product that provides customers with online access to banking information and services, as well as IBC Mobile Banking, which provides users with banking access from their mobile devices. The firm has over 247 automated teller machines (ATMs).
CEO
Mr. Dennis Nixon
HQ
Laredo, TEXAS, US
Founded
1986
Employees
2,126
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on IBOC.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
2.1%
-2.4 pp
Gross Margin (TTM)
80.3%
+0.9 pp
Operating Margin (TTM)
49.8%
+1.1 pp
Net Margin (TTM)
39.3%
+0.0 pp
ROE (TTM)
12.7%
-1.4 pp
EPS Growth (TTM)
2.0%
+1.7 pp
Free Cash Flow (TTM)
$455.93M
-1.9%
Financial Snapshot
Revenue
$1.06B
+2.1%
YoY
Gross Margin
80%
TTM
+1.1%
YoY
Net Income
$417.59M
+2.2%
YoY
Operating Cash Flow
$471.32M
-1.6%
YoY
Key Statistics
Open
$76.82
Previous Close
$76.66
Day Range
$76.25 - $77.14
52 Week Range
$63.20 - $78.46
Volume
188.5K
Average Volume (10 Days)
280.0K
Market Cap
$4.85B
P/E Ratio (TTM)
11.62
P/S Ratio (TTM)
4.57
Dividend Yield
1.83%
Valuation Measurement
Market Cap
$4.85B
Trailing P/E
11.62
Price / Sales
4.57
Price / Book
1.48
Financial Highlights
Profit Margin
39.3%
Return on Assets
2.5%
Return on Equity
12.7%
Revenue (TTM)
$1.06B
Net Income (TTM)
$417.59M
Diluted EPS (TTM)
$6.70
Total Cash (MRQ)
$585.94M
Levered FCF (TTM)
$455.93M
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