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International Bancshares Corp

IBOC

NASDAQ

Banking

$76.34

USD

-0.32 (-0.42%)

At close: Jul 30, 2026, 4:00 PM EDT

Market Cap $4.85B

Volume 188.5K

Price (USD)
Price (USD)

About International Bancshares Corp

International Bancshares Corp. is a financial holding company, which provides banking services for commercial, consumer, and international customers of South, Central, and Southeast Texas and the State of Oklahoma. The company is headquartered in Laredo, Texas and currently employs 2,126 full-time employees. The firm is engaged in providing a diversified range of commercial and retail banking services in its main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma. The Company, through its subsidiary banks, is engaged in the business of accepting checking and savings deposits and the making of commercial, real estate, personal, home improvement, automobile and other installment and term loans. Its international banking business includes providing letters of credit, making commercial and industrial loans, and providing foreign-exchange services. The firm offers IBC Bank Online, an Internet banking product that provides customers with online access to banking information and services, as well as IBC Mobile Banking, which provides users with banking access from their mobile devices. The firm has over 247 automated teller machines (ATMs).

CEO

Mr. Dennis Nixon

HQ

Laredo, TEXAS, US

Founded

1986

Employees

2,126

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on IBOC.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

2.1%

-2.4 pp

Gross Margin (TTM)

80.3%

+0.9 pp

Operating Margin (TTM)

49.8%

+1.1 pp

Net Margin (TTM)

39.3%

+0.0 pp

ROE (TTM)

12.7%

-1.4 pp

EPS Growth (TTM)

2.0%

+1.7 pp

Free Cash Flow (TTM)

$455.93M

-1.9%

Financial Snapshot

Full Financials

Revenue

$1.06B

+2.1%

YoY

Gross Margin

80%

TTM

+1.1%

YoY

Net Income

$417.59M

+2.2%

YoY

Operating Cash Flow

$471.32M

-1.6%

YoY

Key Statistics

Open

$76.82

Previous Close

$76.66

Day Range

$76.25 - $77.14

52 Week Range

$63.20 - $78.46

Volume

188.5K

Average Volume (10 Days)

280.0K

Market Cap

$4.85B

P/E Ratio (TTM)

11.62

P/S Ratio (TTM)

4.57

Dividend Yield

1.83%

Valuation Measurement

Market Cap

$4.85B

Trailing P/E

11.62

Price / Sales

4.57

Price / Book

1.48

Financial Highlights

Profit Margin

39.3%

Return on Assets

2.5%

Return on Equity

12.7%

Revenue (TTM)

$1.06B

Net Income (TTM)

$417.59M

Diluted EPS (TTM)

$6.70

Total Cash (MRQ)

$585.94M

Levered FCF (TTM)

$455.93M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

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