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First Bancorp (North Carolina)

FBNC

NASDAQ

Banking

$64.22

USD

+1.64 (+2.62%)

At close: Jul 28, 2026, 4:00 PM EDT

Market Cap $2.61B

Volume 231.7K

Price (USD)
Price (USD)

About First Bancorp (North Carolina)

First Bancorp (North Carolina) operates as a bank holding company, which engages in banking activities, with the acceptance of deposits and the making of loans. The company is headquartered in Southern Pines, North Carolina and currently employs 1,332 full-time employees. The principal activity of the Company is the ownership and operation of the First Bank (the Bank), a state-chartered bank with its main office in Southern Pines, North Carolina. Through its subsidiaries, the Bank provides full-service commercial and consumer banking services, mortgage banking services, automobile financing, insurance agency services, and other financial products and services. The Bank maintains a diversified loan portfolio by providing a broad range of commercial and retail lending services to business entities and individuals. The Bank provides commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, letters of credit, and loans for personal uses, such as home improvement, and automobiles. The Bank offers a full range of deposit accounts and services to both retail and commercial customers. The Bank operates over 113 branches.

CEO

Mr. Richard Moore

HQ

Southern Pines, NORTH CAROLINA, US

Founded

1987

Employees

1,332

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on FBNC.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

3.3%

+5.5 pp

Gross Margin (TTM)

72.5%

+5.5 pp

Operating Margin (TTM)

27.0%

+6.2 pp

Net Margin (TTM)

21.6%

+5.5 pp

ROE (TTM)

7.2%

+1.4 pp

EPS Growth (TTM)

38.9%

+62.7 pp

Free Cash Flow (TTM)

$212.82M

-14.1%

Financial Snapshot

Full Financials

Revenue

$561.31M

+3.3%

YoY

Gross Margin

72%

TTM

+8.2%

YoY

Net Income

$121.30M

+38.9%

YoY

Operating Cash Flow

$211.73M

-14.4%

YoY

Key Statistics

Open

$62.96

Previous Close

$62.58

Day Range

$62.70 - $64.47

52 Week Range

$45.04 - $66.54

Volume

231.7K

Average Volume (10 Days)

330.0K

Market Cap

$2.61B

P/E Ratio (TTM)

21.55

P/S Ratio (TTM)

4.66

Dividend Yield

1.44%

Valuation Measurement

Market Cap

$2.61B

Trailing P/E

21.55

Price / Sales

4.66

Price / Book

1.55

Financial Highlights

Profit Margin

21.6%

Return on Assets

0.9%

Return on Equity

7.2%

Revenue (TTM)

$561.31M

Net Income (TTM)

$121.30M

Diluted EPS (TTM)

$2.93

Total Cash (MRQ)

$135.18M

Levered FCF (TTM)

$212.82M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

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