First Bancorp (North Carolina)
FBNC
NASDAQ
Banking
$64.22
USD
+1.64 (+2.62%)
At close: Jul 28, 2026, 4:00 PM EDT
Market Cap $2.61B
Volume 231.7K
About First Bancorp (North Carolina)
First Bancorp (North Carolina) operates as a bank holding company, which engages in banking activities, with the acceptance of deposits and the making of loans. The company is headquartered in Southern Pines, North Carolina and currently employs 1,332 full-time employees. The principal activity of the Company is the ownership and operation of the First Bank (the Bank), a state-chartered bank with its main office in Southern Pines, North Carolina. Through its subsidiaries, the Bank provides full-service commercial and consumer banking services, mortgage banking services, automobile financing, insurance agency services, and other financial products and services. The Bank maintains a diversified loan portfolio by providing a broad range of commercial and retail lending services to business entities and individuals. The Bank provides commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, letters of credit, and loans for personal uses, such as home improvement, and automobiles. The Bank offers a full range of deposit accounts and services to both retail and commercial customers. The Bank operates over 113 branches.
CEO
Mr. Richard Moore
HQ
Southern Pines, NORTH CAROLINA, US
Founded
1987
Employees
1,332
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on FBNC.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
3.3%
+5.5 pp
Gross Margin (TTM)
72.5%
+5.5 pp
Operating Margin (TTM)
27.0%
+6.2 pp
Net Margin (TTM)
21.6%
+5.5 pp
ROE (TTM)
7.2%
+1.4 pp
EPS Growth (TTM)
38.9%
+62.7 pp
Free Cash Flow (TTM)
$212.82M
-14.1%
Financial Snapshot
Revenue
$561.31M
+3.3%
YoY
Gross Margin
72%
TTM
+8.2%
YoY
Net Income
$121.30M
+38.9%
YoY
Operating Cash Flow
$211.73M
-14.4%
YoY
Key Statistics
Open
$62.96
Previous Close
$62.58
Day Range
$62.70 - $64.47
52 Week Range
$45.04 - $66.54
Volume
231.7K
Average Volume (10 Days)
330.0K
Market Cap
$2.61B
P/E Ratio (TTM)
21.55
P/S Ratio (TTM)
4.66
Dividend Yield
1.44%
Valuation Measurement
Market Cap
$2.61B
Trailing P/E
21.55
Price / Sales
4.66
Price / Book
1.55
Financial Highlights
Profit Margin
21.6%
Return on Assets
0.9%
Return on Equity
7.2%
Revenue (TTM)
$561.31M
Net Income (TTM)
$121.30M
Diluted EPS (TTM)
$2.93
Total Cash (MRQ)
$135.18M
Levered FCF (TTM)
$212.82M
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