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Esquire Financial Holdings Inc

ESQ

NASDAQ

Banking

$127.58

USD

+7.09 (+5.88%)

At close: Jul 28, 2026, 4:00 PM EDT

Market Cap $1.04B

Volume 185.4K

Revenue

$172.32M

TTM

+20.1%

YoY

Gross Margin

89%

TTM

-1.3%

YoY

Net Income

$51.63M

TTM

+14.7%

YoY

Operating Cash Flow

$63.54M

TTM

+40.4%

YoY

Revenue & Net Income

USD Millions

Margins Trend

Percent of revenue

Income Statement Detail

USD Millions, except per-share and share count figures

Metric

Q1 2025

Q2 2025

Q3 2025

Q4 2025

Q1 2026

Revenue

37.7

40.1

42.4

44.4

45.5

YoY Growth

+16.0%

+19.2%

+20.4%

+20.0%

+20.8%

Cost of Revenue

3.9

4.3

4.8

5.0

5.0

Gross Profit

33.8

35.8

37.6

39.4

40.5

Selling, General & Administrative

5.2

5.3

5.9

6.1

5.6

Other Operating Expenses

1.5

1.5

1.6

1.8

2.8

Total Operating Expenses

16.7

17.1

18.4

19.1

20.7

Operating Income

15.5

15.2

17.5

17.4

17.1

EBITDA

15.5

15.2

17.5

17.4

18.4

Other Income / Expense

0.0

0.0

0.0

0.0

0.0

Total Other Income / Expense

0.0

0.0

0.0

0.0

0.0

Income Before Income Taxes

15.5

15.2

17.5

17.4

17.1

Income Taxes

4.1

3.4

3.4

4.0

4.9

Net Income

11.4

11.9

14.1

13.5

12.2

Consolidated Net Income / Loss

11.4

11.9

14.1

13.5

12.2

Net Income Attributable to Common Shareholders

11.4

11.9

14.1

13.5

12.2

Basic EPS

$1.43

$1.48

$1.74

$1.65

$1.48

Diluted EPS

$1.33

$1.38

$1.62

$1.55

$1.40

Basic Shares Outstanding

8.0M

8.0M

8.1M

8.1M

8.3M

Diluted Shares Outstanding

8.6M

8.6M

8.7M

8.7M

8.7M