Citizens & Northern Corp
CZNC
NASDAQ
Banking
$25.43
USD
+0.38 (+1.52%)
At close: Jul 30, 2026, 4:00 PM EDT
Market Cap $447.02M
Volume 80.2K
Revenue
$180.13M
TTM
+13.3%
YoY
Gross Margin
73%
TTM
+6.6%
YoY
Net Income
$17.41M
TTM
-35.4%
YoY
Operating Cash Flow
$39.07M
TTM
+35.3%
YoY
Revenue & Net Income
USD Millions
Margins Trend
Percent of revenue
Income Statement Detail
USD Millions, except per-share and share count figures
Metric | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 |
|---|---|---|---|---|---|
Revenue | 38.7 | 40.6 | 41.0 | 49.8 | 48.8 |
YoY Growth | +4.6% | +3.6% | +1.8% | +21.8% | +26.0% |
Cost of Revenue | 11.7 | 11.3 | 11.4 | 12.9 | 12.1 |
Gross Profit | 27.0 | 29.3 | 29.6 | 36.9 | 36.6 |
Selling, General & Administrative | 4.0 | 3.9 | 3.7 | 5.7 | 5.0 |
Other Operating Expenses | 3.2 | 4.4 | 4.4 | 11.2 | 4.5 |
Total Operating Expenses | 19.0 | 19.4 | 19.4 | 30.2 | 22.7 |
Operating Income | 7.7 | 7.5 | 8.0 | 5.4 | 0.3 |
EBITDA | 7.7 | 7.7 | 8.9 | 12.3 | 0.3 |
Other Income / Expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Total Other Income / Expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Income Before Income Taxes | 7.7 | 7.5 | 8.0 | 5.4 | 0.3 |
Income Taxes | 1.4 | 1.4 | 1.5 | 0.9 | 0.1 |
Net Income | 6.3 | 6.1 | 6.6 | 4.5 | 0.3 |
Consolidated Net Income / Loss | 6.3 | 6.1 | 6.6 | 4.5 | 0.3 |
Net Income Attributable to Common Shareholders | 6.2 | 6.1 | 6.5 | 4.4 | 0.3 |
Basic EPS | $0.41 | $0.40 | $0.42 | $0.24 | $0.02 |
Diluted EPS | $0.41 | $0.40 | $0.42 | $0.24 | $0.02 |
Basic Shares Outstanding | 15.3M | 15.4M | 15.4M | 15.9M | 17.7M |
Diluted Shares Outstanding | 15.3M | 15.4M | 15.4M | 15.9M | 17.7M |