ChoiceOne Financial Services Inc
COFS
NASDAQ
Banking
$33.83
USD
-0.54 (-1.57%)
At close: Jul 30, 2026, 4:00 PM EDT
Market Cap $512.75M
Volume 36.6K
Revenue
$241.83M
TTM
+59.6%
YoY
Gross Margin
72%
TTM
+5.0%
YoY
Net Income
$55.79M
TTM
+676.2%
YoY
Operating Cash Flow
$38.11M
TTM
+70.3%
YoY
Revenue & Net Income
USD Millions
Margins Trend
Percent of revenue
Income Statement Detail
USD Millions, except per-share and share count figures
Metric | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 |
|---|---|---|---|---|---|
Revenue | 44.9 | 60.4 | 61.8 | 60.5 | 59.1 |
YoY Growth | +38.2% | +77.6% | +69.2% | +67.8% | +31.7% |
Cost of Revenue | 13.6 | 17.6 | 17.1 | 17.5 | 16.6 |
Gross Profit | 31.2 | 42.8 | 44.7 | 42.9 | 42.5 |
Selling, General & Administrative | 5.1 | 6.6 | 6.8 | 6.5 | 6.7 |
Other Operating Expenses | 20.3 | 5.1 | 5.3 | 4.3 | 5.0 |
Total Operating Expenses | 35.7 | 25.5 | 26.2 | 25.3 | 25.8 |
Operating Income | -17.6 | 16.7 | 18.3 | 16.8 | 16.7 |
EBITDA | -0.4 | 16.8 | 18.3 | 16.8 | 16.7 |
Other Income / Expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Total Other Income / Expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Income Before Income Taxes | -17.6 | 16.7 | 18.3 | 16.8 | 16.7 |
Income Taxes | -3.7 | 3.1 | 3.6 | 2.9 | 3.0 |
Net Income | -13.9 | 13.5 | 14.7 | 13.9 | 13.7 |
Consolidated Net Income / Loss | -13.9 | 13.5 | 14.7 | 13.9 | 13.7 |
Net Income Attributable to Common Shareholders | -13.9 | 13.5 | 14.7 | 13.9 | 13.7 |
Basic EPS | -$1.30 | $0.90 | $0.98 | $0.97 | $0.91 |
Diluted EPS | -$1.29 | $0.90 | $0.97 | $0.96 | $0.91 |
Basic Shares Outstanding | 10.7M | 15.0M | 15.0M | 13.9M | 15.0M |
Diluted Shares Outstanding | 10.7M | 15.0M | 15.1M | 14.0M | 15.0M |