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Chemung Financial Corp

CHMG

NASDAQ

Banking

$81.49

USD

+0.38 (+0.47%)

At close: Jul 31, 2026, 4:00 PM EDT

Market Cap $396.67M

Volume 57.2K

Revenue

$143.10M

TTM

-5.5%

YoY

Gross Margin

69%

TTM

+5.9%

YoY

Net Income

$18.28M

TTM

-19.3%

YoY

Operating Cash Flow

$47.36M

TTM

+63.0%

YoY

Revenue & Net Income

USD Millions

Margins Trend

Percent of revenue

Income Statement Detail

USD Millions, except per-share and share count figures

Metric

Q1 2025

Q2 2025

Q3 2025

Q4 2025

Q1 2026

Revenue

37.6

22.3

40.0

40.9

39.9

YoY Growth

+1.9%

-39.6%

+4.4%

+5.8%

+6.2%

Cost of Revenue

11.9

12.2

11.2

10.4

10.0

Gross Profit

25.7

10.1

28.8

30.5

29.9

Selling, General & Administrative

5.4

5.6

5.1

5.4

5.4

Other Operating Expenses

4.3

2.5

2.3

2.6

4.5

Total Operating Expenses

16.9

17.8

17.6

18.4

17.5

Operating Income

7.7

-8.8

10.1

11.0

11.8

EBITDA

7.7

-8.8

10.1

11.0

11.8

Other Income / Expense

0.0

0.0

0.0

0.0

0.0

Total Other Income / Expense

0.0

0.0

0.0

0.0

0.0

Income Before Income Taxes

7.7

-8.8

10.1

11.0

11.8

Income Taxes

1.7

-2.4

2.3

3.3

2.6

Net Income

6.0

-6.5

7.8

7.7

9.2

Consolidated Net Income / Loss

6.0

-6.5

7.8

7.7

9.2

Net Income Attributable to Common Shareholders

6.0

-6.5

7.8

7.7

9.2

Basic EPS

$1.26

-$1.35

$1.62

$1.61

$1.91

Diluted EPS

$1.26

-$1.35

$1.62

$1.61

$1.91

Basic Shares Outstanding

4.8M

4.8M

4.8M

4.8M

4.8M

Diluted Shares Outstanding

4.8M

4.8M

4.8M

4.8M

4.8M