C&F Financial Corp
CFFI
NASDAQ
Banking
$83.66
USD
-1.09 (-1.29%)
At close: Jul 30, 2026, 4:00 PM EDT
Market Cap $275.81M
Volume 5.1K
Revenue
$190.26M
TTM
+9.7%
YoY
Gross Margin
76%
TTM
+2.0%
YoY
Net Income
$28.39M
TTM
+29.8%
YoY
Operating Cash Flow
$13.71M
TTM
-64.9%
YoY
Revenue & Net Income
USD Millions
Margins Trend
Percent of revenue
Income Statement Detail
USD Millions, except per-share and share count figures
Metric | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 |
|---|---|---|---|---|---|
Revenue | 43.6 | 47.3 | 47.6 | 47.7 | 47.7 |
YoY Growth | +8.4% | +13.5% | +6.1% | +9.9% | +9.5% |
Cost of Revenue | 11.0 | 10.9 | 11.6 | 11.8 | 11.4 |
Gross Profit | 32.6 | 36.4 | 36.0 | 35.9 | 36.3 |
Selling, General & Administrative | 6.5 | 6.6 | 6.8 | 6.8 | 6.9 |
Other Operating Expenses | 3.1 | 3.1 | 3.0 | 3.4 | 3.1 |
Total Operating Expenses | 23.1 | 24.6 | 24.3 | 24.2 | 24.3 |
Operating Income | 6.5 | 9.6 | 8.8 | 8.1 | 8.3 |
EBITDA | 6.5 | 9.6 | 8.8 | 8.1 | 8.3 |
Other Income / Expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Total Other Income / Expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Income Before Income Taxes | 6.5 | 9.6 | 8.8 | 8.1 | 8.3 |
Income Taxes | 1.1 | 1.9 | 1.7 | 1.4 | 1.6 |
Net Income | 5.4 | 7.8 | 7.1 | 6.7 | 6.8 |
Consolidated Net Income / Loss | 5.4 | 7.8 | 7.1 | 6.7 | 6.8 |
Net Income Attributable to Common Shareholders | 5.4 | 7.7 | 7.1 | 6.7 | 6.7 |
Basic EPS | $1.66 | $2.37 | $2.18 | $2.07 | $2.08 |
Diluted EPS | $1.66 | $2.37 | $2.18 | $2.07 | $2.08 |
Basic Shares Outstanding | 3.2M | 3.2M | 3.2M | 3.2M | 3.2M |
Diluted Shares Outstanding | 3.2M | 3.2M | 3.2M | 3.2M | 3.2M |