BV Financial Inc
BVFL
NASDAQ
Banking
$20.74
USD
+0.07 (+0.34%)
At close: Jul 30, 2026, 4:00 PM EDT
Market Cap $185.00M
Volume 7.6K
About BV Financial Inc
BV Financial, Inc. operates as a bank holding company, which engages in the provision of banking services. The company is headquartered in Baltimore, Maryland and currently employs 99 full-time employees. The company went IPO on 2005-01-14. The Bank is headquartered in Baltimore, Maryland with thirteen branches in the Baltimore metropolitan area and the eastern shore of Maryland. The Bank is a full-service community-oriented financial institution dedicated to serving the financial service needs of consumers and businesses. The Bank is engaged primarily in the business of attracting deposits from the public and using such funds to originate one-to-four-family real estate, construction, multifamily, commercial real estate, farm, marine loans, commercial and consumer loans. The Bank’s personal and business banking services include checking and money market accounts, certificates of deposit, savings, online banking, personal and business credit cards, and other services. The Bank’s lending services include personal and commercial lending, which offers real estate, lines of credit, home equity, construction, auto, boat, lot, and other loan services.
CEO
Carolyn Mroz
HQ
Baltimore, MARYLAND, US
Founded
2005
Employees
99
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on BVFL.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
5.2%
—
Gross Margin (TTM)
76.2%
-0.5 pp
Operating Margin (TTM)
34.6%
+3.6 pp
Net Margin (TTM)
23.7%
+1.2 pp
ROE (TTM)
6.8%
+1.1 pp
EPS Growth (TTM)
30.2%
—
Free Cash Flow (TTM)
$18.25M
+14.7%
Financial Snapshot
Revenue
$52.63M
+5.2%
YoY
Gross Margin
76%
TTM
-0.6%
YoY
Net Income
$12.49M
+11.0%
YoY
Operating Cash Flow
$18.28M
+12.1%
YoY
Key Statistics
Open
$20.51
Previous Close
$20.67
Day Range
$20.51 - $20.93
52 Week Range
$14.60 - $22.17
Volume
7.6K
Average Volume (10 Days)
20.0K
Market Cap
$185.00M
P/E Ratio (TTM)
14.82
P/S Ratio (TTM)
3.52
Dividend Yield
—
Valuation Measurement
Market Cap
$185.00M
Trailing P/E
14.82
Price / Sales
3.52
Price / Book
1.01
Financial Highlights
Profit Margin
23.7%
Return on Assets
1.4%
Return on Equity
6.8%
Revenue (TTM)
$52.63M
Net Income (TTM)
$12.49M
Diluted EPS (TTM)
$1.38
Total Cash (MRQ)
$6.91M
Levered FCF (TTM)
$18.25M
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