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BV Financial Inc

BVFL

NASDAQ

Banking

$20.74

USD

+0.07 (+0.34%)

At close: Jul 30, 2026, 4:00 PM EDT

Market Cap $185.00M

Volume 7.6K

Price (USD)
Price (USD)

About BV Financial Inc

BV Financial, Inc. operates as a bank holding company, which engages in the provision of banking services. The company is headquartered in Baltimore, Maryland and currently employs 99 full-time employees. The company went IPO on 2005-01-14. The Bank is headquartered in Baltimore, Maryland with thirteen branches in the Baltimore metropolitan area and the eastern shore of Maryland. The Bank is a full-service community-oriented financial institution dedicated to serving the financial service needs of consumers and businesses. The Bank is engaged primarily in the business of attracting deposits from the public and using such funds to originate one-to-four-family real estate, construction, multifamily, commercial real estate, farm, marine loans, commercial and consumer loans. The Bank’s personal and business banking services include checking and money market accounts, certificates of deposit, savings, online banking, personal and business credit cards, and other services. The Bank’s lending services include personal and commercial lending, which offers real estate, lines of credit, home equity, construction, auto, boat, lot, and other loan services.

CEO

Carolyn Mroz

HQ

Baltimore, MARYLAND, US

Founded

2005

Employees

99

Quantli Score

8.4

Outperform

Fin. Health

8.1

Profitability

7.6

Growth

9.0

Cash-Flow Q.

8.8

Key Metrics

7 metrics our research team weighs before forming a view on BVFL.

Based on Quantli research · SEC filings · as of Q1 2026

METRIC

VALUE

CHANGE

TREND (3Y)

Revenue Growth (TTM)

5.2%

Gross Margin (TTM)

76.2%

-0.5 pp

Operating Margin (TTM)

34.6%

+3.6 pp

Net Margin (TTM)

23.7%

+1.2 pp

ROE (TTM)

6.8%

+1.1 pp

EPS Growth (TTM)

30.2%

Free Cash Flow (TTM)

$18.25M

+14.7%

Financial Snapshot

Full Financials

Revenue

$52.63M

+5.2%

YoY

Gross Margin

76%

TTM

-0.6%

YoY

Net Income

$12.49M

+11.0%

YoY

Operating Cash Flow

$18.28M

+12.1%

YoY

Key Statistics

Open

$20.51

Previous Close

$20.67

Day Range

$20.51 - $20.93

52 Week Range

$14.60 - $22.17

Volume

7.6K

Average Volume (10 Days)

20.0K

Market Cap

$185.00M

P/E Ratio (TTM)

14.82

P/S Ratio (TTM)

3.52

Dividend Yield

Valuation Measurement

Market Cap

$185.00M

Trailing P/E

14.82

Price / Sales

3.52

Price / Book

1.01

Financial Highlights

Profit Margin

23.7%

Return on Assets

1.4%

Return on Equity

6.8%

Revenue (TTM)

$52.63M

Net Income (TTM)

$12.49M

Diluted EPS (TTM)

$1.38

Total Cash (MRQ)

$6.91M

Levered FCF (TTM)

$18.25M

Turn research into action

Knowing a stock is strong is the start. Knowing how to invest in it when you spot good research is good returns.

Trend Following

Enter on trend. Cut losses fast.

Best for:

Active traders

Position Strategy

Ride market cycles. Patient hold.

Best for:

Patient investors

Swing Strategy

Buy support, sell on recovery.

Best for:

Risk-tolerant

Go deeper on BVFL

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