Ameriserv Financial Inc
ASRV
NASDAQ
Banking
$4.57
USD
+0.07 (+1.56%)
At close: Jul 30, 2026, 4:00 PM EDT
Market Cap $72.44M
Volume 18.9K
About Ameriserv Financial Inc
AmeriServ Financial, Inc. is a holding company, which engages in the provision of consumer, mortgage and commercial financial products and services through its subsidiary. The company is headquartered in Johnstown, Pennsylvania and currently employs 299 full-time employees. The Bank provides full-service banking and wealth management services through 16 community offices in southwestern Pennsylvania and Hagerstown, Maryland. The Bank also operates loan production offices in Altoona and Monroeville, Pennsylvania. The Bank provides retail banking services, such as demand, savings and time deposits, checking accounts, money market accounts, secured and unsecured consumer loans, mortgage loans, safe deposit boxes, holiday club accounts, and money orders; and lending, depository and related financial services to commercial, industrial, financial, and governmental customers, such as commercial real estate mortgage loans (CRE), short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate construction loans, business savings accounts, and others. AmeriServ Wealth and Capital Management is a division of the Bank.
CEO
Mr. Jeffrey Stopko
HQ
Johnstown, PENNSYLVANIA, US
Founded
1985
Employees
299
Quantli Score
8.4
Outperform
Fin. Health
8.1
Profitability
7.6
Growth
9.0
Cash-Flow Q.
8.8
Key Metrics
7 metrics our research team weighs before forming a view on ASRV.
Based on Quantli research · SEC filings · as of Q1 2026
METRIC
VALUE
CHANGE
TREND (3Y)
Revenue Growth (TTM)
5.0%
-2.8 pp
Gross Margin (TTM)
67.7%
+3.3 pp
Operating Margin (TTM)
7.5%
+2.3 pp
Net Margin (TTM)
6.2%
+1.9 pp
ROE (TTM)
4.6%
+1.3 pp
EPS Growth (TTM)
50.0%
—
Free Cash Flow (TTM)
$1.35M
-69.4%
Financial Snapshot
Revenue
$88.67M
+5.0%
YoY
Gross Margin
68%
TTM
+5.1%
YoY
Net Income
$5.50M
+52.5%
YoY
Operating Cash Flow
$2.94M
-45.9%
YoY
Key Statistics
Open
$4.50
Previous Close
$4.50
Day Range
$4.29 - $4.58
52 Week Range
$2.64 - $4.50
Volume
18.9K
Average Volume (10 Days)
30.0K
Market Cap
$72.44M
P/E Ratio (TTM)
8.50
P/S Ratio (TTM)
0.82
Dividend Yield
2.75%
Valuation Measurement
Market Cap
$72.44M
Trailing P/E
8.50
Price / Sales
0.82
Price / Book
0.60
Financial Highlights
Profit Margin
6.2%
Return on Assets
0.4%
Return on Equity
4.6%
Revenue (TTM)
$88.67M
Net Income (TTM)
$5.50M
Diluted EPS (TTM)
$0.33
Total Cash (MRQ)
$13.06M
Levered FCF (TTM)
$1.35M
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